Overall
- Watertown-Fort Drum
- 87.7
- Terre Haute
- 87.8
Diff +0.1 RPP
Watertown-Fort Drum vs Terre Haute
Cost of living comparison based on BEA Regional Price Parities. Terre Haute is 0.1% more expensive than Watertown-Fort Drum.
0.1% more expensive
Terre Haute, IN is 0.1% more expensive than Watertown-Fort Drum, NY on BEA Regional Price Parities (overall RPP 87.8 vs 87.7). A $100,000 salary in Watertown-Fort Drum buys about the same as $100,122 in Terre Haute; the largest component gap is services.
- Overall RPP 87.7 (Watertown-Fort Drum) vs 87.8 (Terre Haute)
- $100k in Watertown-Fort Drum ≈ $100,122 purchasing power in Terre Haute
- Services drives the gap (-45.6 RPP points)
RPP parity plate
Pair NY:IN 87.7→87.8
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-BELOW · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE NY × IN
- SPLIT-BUDGET Split budget
- BOTH-BELOW Both below 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Watertown-Fort Drum
87.7
Cost Index
Terre Haute
87.8
Cost Index
What This Comparison Actually Tells You
Watertown-Fort Drum, NY and Terre Haute, IN are a photo finish on overall price level, only 0.1 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Services creates the largest separation: Terre Haute is 45.6 points lower. But services and goods and rents move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Watertown-Fort Drum to $100,122 in Terre Haute, but it is not a personal spending weight.
Category Breakdown
Goods
- Watertown-Fort Drum
- 99.7
- Terre Haute
- 94.3
Diff -5.4 RPP
Services
- Watertown-Fort Drum
- 132.2
- Terre Haute
- 86.6
Diff -45.6 RPP
Rents
- Watertown-Fort Drum
- 53.2
- Terre Haute
- 51.9
Diff -1.3 RPP
| Category | Watertown-Fort Drum | Terre Haute | Difference |
|---|---|---|---|
| Overall | 87.7 | 87.8 | +0.1 |
| Goods | 99.7 | 94.3 | -5.4 |
| Services | 132.2 | 86.6 | -45.6 |
| Rents | 53.2 | 51.9 | -1.3 |
Visual Comparison
Overall
Watertown-Fort Drum 87.7
Terre Haute 87.8
Goods
Watertown-Fort Drum 99.7
Terre Haute 94.3
Services
Watertown-Fort Drum 132.2
Terre Haute 86.6
Rents
Watertown-Fort Drum 53.2
Terre Haute 51.9
Vertical line = national average (100)
How the Price Gap Changed
Watertown-Fort Drum and Terre Haute share 17 published annual releases from 2008 through 2024. Their overall gap narrowed, moving from 4.4 to 0.1 RPP points. Terre Haute remained the higher-index metro in the latest release.
Services changed the most within this pair: its gap moved 10.0 points between the first and latest shared releases (55.6 to 45.6 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Watertown-Fort Drum RPP | Terre Haute RPP | Relative Gap |
|---|---|---|---|
| 2008 | 93.5 | 89.1 | 4.4 points Watertown-Fort Drum higher |
| 2012 | 98.8 | 89.2 | 9.6 points Watertown-Fort Drum higher |
| 2016 | 98.4 | 87.6 | 10.8 points Watertown-Fort Drum higher |
| 2020 | 90.7 | 87.4 | 3.3 points Watertown-Fort Drum higher |
| 2024 | 87.7 | 87.8 | 0.1 points Terre Haute higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Salary Equivalents
What a salary in Watertown-Fort Drum would need to be in Terre Haute for the same purchasing power:
| In Watertown-Fort Drum | In Terre Haute | Difference |
|---|---|---|
| $50,000 | $50,061 | +$61 |
| $75,000 | $75,092 | +$92 |
| $100,000 | $100,122 | +$122 |
| $150,000 | $150,183 | +$183 |
$ in Watertown-Fort Drum = in Terre Haute
Same BEA Regional Price Parity ratio as the table above (87.7 → 87.8), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Terre Haute more expensive than Watertown-Fort Drum?
Terre Haute is 0.1% more expensive than Watertown-Fort Drum. The overall cost index is 87.8 vs 87.7 (national average = 100).
What salary in Terre Haute equals $100K in Watertown-Fort Drum?
A $100,000 salary in Watertown-Fort Drum has the same purchasing power as $100,122 in Terre Haute. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Watertown-Fort Drum and Terre Haute?
Rents in Watertown-Fort Drum are indexed at 53.2 while Terre Haute is at 51.9 (national average = 100). Watertown-Fort Drum has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.