Overall
Diff -0.1 RPP
Toledo vs Lubbock
Cost of living comparison based on BEA Regional Price Parities. Lubbock is 0.2% less expensive than Toledo.
0.2% less expensive
Lubbock, TX is 0.2% less expensive than Toledo, OH on BEA Regional Price Parities (overall RPP 91.3 vs 91.5). A $100,000 salary in Toledo buys about the same as $99,849 in Lubbock; the largest component gap is services.
- Overall RPP 91.5 (Toledo) vs 91.3 (Lubbock)
- $100k in Toledo ≈ $99,849 purchasing power in Lubbock
- Services drives the gap (-13.5 RPP points)
RPP parity plate
Pair OH:TX 91.5→91.3
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-BELOW · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE OH × TX
- SPLIT-BUDGET Split budget
- BOTH-BELOW Both below 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Toledo
91.5
Cost Index
Lubbock
91.3
Cost Index
What This Comparison Actually Tells You
Toledo, OH and Lubbock, TX are a photo finish on overall price level, only 0.1 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Services creates the largest separation: Lubbock is 13.5 points lower. But rents and goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Toledo to $99,849 in Lubbock, but it is not a personal spending weight.
Category Breakdown
Goods
Diff +0.1 RPP
Services
Diff -13.5 RPP
Rents
Diff +9.0 RPP
| Category | Toledo | Lubbock | Difference |
|---|---|---|---|
| Overall | 91.5 | 91.3 | -0.1 |
| Goods | 93.6 | 93.8 | +0.1 |
| Services | 96.3 | 82.8 | -13.5 |
| Rents | 67.3 | 76.4 | +9.0 |
Visual Comparison
Overall
Toledo 91.5
Lubbock 91.3
Goods
Toledo 93.6
Lubbock 93.8
Services
Toledo 96.3
Lubbock 82.8
Rents
Toledo 67.3
Lubbock 76.4
Vertical line = national average (100)
How the Price Gap Changed
Toledo and Lubbock share 17 published annual releases from 2008 through 2024. Their overall gap narrowed, moving from 1.2 to 0.1 RPP points. Toledo remained the higher-index metro in the latest release.
Services changed the most within this pair: its gap moved 11.4 points between the first and latest shared releases (2.1 to 13.5 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Toledo RPP | Lubbock RPP | Relative Gap |
|---|---|---|---|
| 2008 | 95.9 | 94.6 | 1.2 points Toledo higher |
| 2012 | 92.5 | 94.9 | 2.4 points Lubbock higher |
| 2016 | 92.6 | 95.7 | 3.1 points Lubbock higher |
| 2020 | 90.9 | 94.0 | 3.0 points Lubbock higher |
| 2024 | 91.5 | 91.3 | 0.1 points Toledo higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Salary Equivalents
What a salary in Toledo would need to be in Lubbock for the same purchasing power:
| In Toledo | In Lubbock | Difference |
|---|---|---|
| $50,000 | $49,925 | $-75 |
| $75,000 | $74,887 | $-113 |
| $100,000 | $99,849 | $-151 |
| $150,000 | $149,774 | $-226 |
$ in Toledo = in Lubbock
Same BEA Regional Price Parity ratio as the table above (91.5 → 91.3), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Lubbock more expensive than Toledo?
Lubbock is 0.2% less expensive than Toledo. The overall cost index is 91.3 vs 91.5 (national average = 100).
What salary in Lubbock equals $100K in Toledo?
A $100,000 salary in Toledo has the same purchasing power as $99,849 in Lubbock. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Toledo and Lubbock?
Rents in Toledo are indexed at 67.3 while Lubbock is at 76.4 (national average = 100). Lubbock has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.