Overall
- Ann Arbor
- 100.9
Diff -0.0 RPP
Tampa-St. Petersburg-Clearwater vs Ann Arbor
Cost of living comparison based on BEA Regional Price Parities. Ann Arbor is 0% less expensive than Tampa-St. Petersburg-Clearwater.
0% less expensive
Ann Arbor, MI is 0% less expensive than Tampa-St. Petersburg-Clearwater, FL on BEA Regional Price Parities (overall RPP 100.9 vs 100.9). A $100,000 salary in Tampa-St. Petersburg-Clearwater buys about the same as $99,990 in Ann Arbor; the largest component gap is services.
- Overall RPP 100.9 (Tampa-St. Petersburg-Clearwater) vs 100.9 (Ann Arbor)
- $100k in Tampa-St. Petersburg-Clearwater ≈ $99,990 purchasing power in Ann Arbor
- Services drives the gap (+9.7 RPP points)
RPP parity plate
Pair FL:MI 100.9→100.9
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-ABOVE · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE FL × MI
- SPLIT-BUDGET Split budget
- BOTH-ABOVE Both above 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Tampa-St. Petersburg-Clearwater
100.9
Cost Index
Ann Arbor
100.9
Cost Index
What This Comparison Actually Tells You
Tampa-St. Petersburg-Clearwater, FL and Ann Arbor, MI are a photo finish on overall price level, only 0.0 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Services creates the largest separation: Ann Arbor is 9.7 points higher. But services move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros exceed the U.S. benchmark of 100. The choice is between two national premiums, so local wages need to clear the higher baseline in either market.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Tampa-St. Petersburg-Clearwater to $99,990 in Ann Arbor, but it is not a personal spending weight.
Category Breakdown
Goods
- Ann Arbor
- 93.7
Diff -1.8 RPP
Services
- Ann Arbor
- 98.2
Diff +9.7 RPP
Rents
- Ann Arbor
- 125.3
Diff -0.5 RPP
| Category | Tampa-St. Petersburg-Clearwater | Ann Arbor | Difference |
|---|---|---|---|
| Overall | 100.9 | 100.9 | -0.0 |
| Goods | 95.5 | 93.7 | -1.8 |
| Services | 88.5 | 98.2 | +9.7 |
| Rents | 125.8 | 125.3 | -0.5 |
Visual Comparison
Overall
Tampa-St. Petersburg-Clearwater 100.9
Ann Arbor 100.9
Goods
Tampa-St. Petersburg-Clearwater 95.5
Ann Arbor 93.7
Services
Tampa-St. Petersburg-Clearwater 88.5
Ann Arbor 98.2
Rents
Tampa-St. Petersburg-Clearwater 125.8
Ann Arbor 125.3
Vertical line = national average (100)
Salary Equivalents
What a salary in Tampa-St. Petersburg-Clearwater would need to be in Ann Arbor for the same purchasing power:
| In Tampa-St. Petersburg-Clearwater | In Ann Arbor | Difference |
|---|---|---|
| $50,000 | $49,995 | $-5 |
| $75,000 | $74,993 | $-7 |
| $100,000 | $99,990 | $-10 |
| $150,000 | $149,985 | $-15 |
$ in Tampa-St. Petersburg-Clearwater = in Ann Arbor
Same BEA Regional Price Parity ratio as the table above (100.9 → 100.9), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Ann Arbor more expensive than Tampa-St. Petersburg-Clearwater?
Ann Arbor is 0% less expensive than Tampa-St. Petersburg-Clearwater. The overall cost index is 100.9 vs 100.9 (national average = 100).
What salary in Ann Arbor equals $100K in Tampa-St. Petersburg-Clearwater?
A $100,000 salary in Tampa-St. Petersburg-Clearwater has the same purchasing power as $99,990 in Ann Arbor. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Tampa-St. Petersburg-Clearwater and Ann Arbor?
Rents in Tampa-St. Petersburg-Clearwater are indexed at 125.8 while Ann Arbor is at 125.3 (national average = 100). Tampa-St. Petersburg-Clearwater has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.