Overall
- Santa Fe
- 98.8
Diff -1.0 RPP
Santa Fe vs Pensacola-Ferry Pass-Brent
Cost of living comparison based on BEA Regional Price Parities. Pensacola-Ferry Pass-Brent is 1.1% less expensive than Santa Fe.
1.1% less expensive
Pensacola-Ferry Pass-Brent, FL is 1.1% less expensive than Santa Fe, NM on BEA Regional Price Parities (overall RPP 97.7 vs 98.8). A $100,000 salary in Santa Fe buys about the same as $98,937 in Pensacola-Ferry Pass-Brent; the largest component gap is services.
- Overall RPP 98.8 (Santa Fe) vs 97.7 (Pensacola-Ferry Pass-Brent)
- $100k in Santa Fe ≈ $98,937 purchasing power in Pensacola-Ferry Pass-Brent
- Services drives the gap (+11.8 RPP points)
RPP parity plate
Pair NM:FL 98.8→97.7
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-BELOW · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE NM × FL
- SPLIT-BUDGET Split budget
- BOTH-BELOW Both below 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Santa Fe
98.8
Cost Index
Pensacola-Ferry Pass-Brent
97.7
Cost Index
What This Comparison Actually Tells You
Santa Fe, NM and Pensacola-Ferry Pass-Brent, FL are a photo finish on overall price level, only 1.0 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Services creates the largest separation: Pensacola-Ferry Pass-Brent is 11.8 points higher. But services and goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Santa Fe to $98,937 in Pensacola-Ferry Pass-Brent, but it is not a personal spending weight.
Category Breakdown
Goods
- Santa Fe
- 96.1
Diff +0.1 RPP
Services
- Santa Fe
- 76.7
Diff +11.8 RPP
Rents
- Santa Fe
- 108.0
Diff -9.2 RPP
| Category | Santa Fe | Pensacola-Ferry Pass-Brent | Difference |
|---|---|---|---|
| Overall | 98.8 | 97.7 | -1.0 |
| Goods | 96.1 | 96.2 | +0.1 |
| Services | 76.7 | 88.5 | +11.8 |
| Rents | 108.0 | 98.8 | -9.2 |
Visual Comparison
Overall
Santa Fe 98.8
Pensacola-Ferry Pass-Brent 97.7
Goods
Santa Fe 96.1
Pensacola-Ferry Pass-Brent 96.2
Services
Santa Fe 76.7
Pensacola-Ferry Pass-Brent 88.5
Rents
Santa Fe 108.0
Pensacola-Ferry Pass-Brent 98.8
Vertical line = national average (100)
How the Price Gap Changed
Santa Fe and Pensacola-Ferry Pass-Brent share 17 published annual releases from 2008 through 2024. Their overall gap held broadly steady, moving from 1.6 to 1.0 RPP points. Santa Fe remained the higher-index metro in the latest release.
Rents changed the most within this pair: its gap moved 6.8 points between the first and latest shared releases (16.0 to 9.2 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Santa Fe RPP | Pensacola-Ferry Pass-Brent RPP | Relative Gap |
|---|---|---|---|
| 2008 | 98.0 | 96.4 | 1.6 points Santa Fe higher |
| 2012 | 102.1 | 97.3 | 4.8 points Santa Fe higher |
| 2016 | 98.4 | 97.4 | 1.0 points Santa Fe higher |
| 2020 | 96.6 | 93.3 | 3.3 points Santa Fe higher |
| 2024 | 98.8 | 97.7 | 1.0 points Santa Fe higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Salary Equivalents
What a salary in Santa Fe would need to be in Pensacola-Ferry Pass-Brent for the same purchasing power:
| In Santa Fe | In Pensacola-Ferry Pass-Brent | Difference |
|---|---|---|
| $50,000 | $49,468 | $-532 |
| $75,000 | $74,203 | $-797 |
| $100,000 | $98,937 | $-1,063 |
| $150,000 | $148,405 | $-1,595 |
$ in Santa Fe = in Pensacola-Ferry Pass-Brent
Same BEA Regional Price Parity ratio as the table above (98.8 → 97.7), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Pensacola-Ferry Pass-Brent more expensive than Santa Fe?
Pensacola-Ferry Pass-Brent is 1.1% less expensive than Santa Fe. The overall cost index is 97.7 vs 98.8 (national average = 100).
What salary in Pensacola-Ferry Pass-Brent equals $100K in Santa Fe?
A $100,000 salary in Santa Fe has the same purchasing power as $98,937 in Pensacola-Ferry Pass-Brent. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Santa Fe and Pensacola-Ferry Pass-Brent?
Rents in Santa Fe are indexed at 108.0 while Pensacola-Ferry Pass-Brent is at 98.8 (national average = 100). Santa Fe has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.