Overall
- Santa Fe
- 98.8
Diff -7.7 RPP
Riverside-San Bernardino-Ontario vs Santa Fe
Cost of living comparison based on BEA Regional Price Parities. Santa Fe is 7.2% less expensive than Riverside-San Bernardino-Ontario.
7.2% less expensive
Santa Fe, NM is 7.2% less expensive than Riverside-San Bernardino-Ontario, CA on BEA Regional Price Parities (overall RPP 98.8 vs 106.4). A $100,000 salary in Riverside-San Bernardino-Ontario buys about the same as $92,790 in Santa Fe; the largest component gap is services.
- Overall RPP 106.4 (Riverside-San Bernardino-Ontario) vs 98.8 (Santa Fe)
- $100k in Riverside-San Bernardino-Ontario ≈ $92,790 purchasing power in Santa Fe
- Services drives the gap (-71.9 RPP points)
RPP parity plate
Pair CA:NM 106.4→98.8
TIER-NEAR · CROSS-STATE · SERVICES-LED · BENCH-CROSS · PP-SHIFT
- TIER-NEAR Near tier
- CROSS-STATE CA × NM
- SERVICES-LED Services-led gap
- BENCH-CROSS Benchmark cross
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
What This Comparison Actually Tells You
Santa Fe, NM is 7.2% less expensive than Riverside-San Bernardino-Ontario, CA, a meaningful but not extreme shift. The move decision turns on which budget category creates the 7.7-point overall gap.
This route crosses the national benchmark: Riverside-San Bernardino-Ontario is above 100 while Santa Fe is below it. That makes the move a change of price regime, not merely a rank swap.
Services leads the difference, with Santa Fe 71.9 points lower than Riverside-San Bernardino-Ontario. Goods, services, and rents all point in the same broad direction, making the headline comparison more transferable across household types.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Riverside-San Bernardino-Ontario to $92,790 in Santa Fe, but it is not a personal spending weight.
How the Price Gap Changed
Riverside-San Bernardino-Ontario and Santa Fe share 17 published annual releases from 2008 through 2024. Their overall gap held broadly steady, moving from 8.3 to 7.7 RPP points. Riverside-San Bernardino-Ontario remained the higher-index metro in the latest release.
Services changed the most within this pair: its gap moved 43.5 points between the first and latest shared releases (28.4 to 71.9 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Riverside-San Bernardino-Ontario RPP | Santa Fe RPP | Relative Gap |
|---|---|---|---|
| 2008 | 106.3 | 98.0 | 8.3 points Riverside-San Bernardino-Ontario higher |
| 2012 | 104.5 | 102.1 | 2.3 points Riverside-San Bernardino-Ontario higher |
| 2016 | 105.6 | 98.4 | 7.2 points Riverside-San Bernardino-Ontario higher |
| 2020 | 104.4 | 96.6 | 7.8 points Riverside-San Bernardino-Ontario higher |
| 2024 | 106.4 | 98.8 | 7.7 points Riverside-San Bernardino-Ontario higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Category Breakdown
Goods
- Santa Fe
- 96.1
Diff -5.3 RPP
Services
- Santa Fe
- 76.7
Diff -71.9 RPP
Rents
- Santa Fe
- 108.0
Diff -21.3 RPP
| Category | Riverside-San Bernardino-Ontario | Santa Fe | Difference |
|---|---|---|---|
| Overall | 106.4 | 98.8 | -7.7 |
| Goods | 101.4 | 96.1 | -5.3 |
| Services | 148.6 | 76.7 | -71.9 |
| Rents | 129.3 | 108.0 | -21.3 |
Visual Comparison
Overall
Riverside-San Bernardino-Ontario 106.4
Santa Fe 98.8
Goods
Riverside-San Bernardino-Ontario 101.4
Santa Fe 96.1
Services
Riverside-San Bernardino-Ontario 148.6
Santa Fe 76.7
Rents
Riverside-San Bernardino-Ontario 129.3
Santa Fe 108.0
Vertical line = national average (100)
Salary Equivalents
What a salary in Riverside-San Bernardino-Ontario would need to be in Santa Fe for the same purchasing power:
| In Riverside-San Bernardino-Ontario | In Santa Fe | Difference |
|---|---|---|
| $50,000 | $46,395 | $-3,605 |
| $75,000 | $69,592 | $-5,408 |
| $100,000 | $92,790 | $-7,210 |
| $150,000 | $139,184 | $-10,816 |
$ in Riverside-San Bernardino-Ontario = in Santa Fe
Same BEA Regional Price Parity ratio as the table above (106.4 → 98.8), computed live from your number, nothing is sent anywhere.
Riverside-San Bernardino-Ontario
106.4
Cost Index
Santa Fe
98.8
Cost Index
Frequently Asked Questions
Is Santa Fe more expensive than Riverside-San Bernardino-Ontario?
Santa Fe is 7.2% less expensive than Riverside-San Bernardino-Ontario. The overall cost index is 98.8 vs 106.4 (national average = 100).
What salary in Santa Fe equals $100K in Riverside-San Bernardino-Ontario?
A $100,000 salary in Riverside-San Bernardino-Ontario has the same purchasing power as $92,790 in Santa Fe. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Riverside-San Bernardino-Ontario and Santa Fe?
Rents in Riverside-San Bernardino-Ontario are indexed at 129.3 while Santa Fe is at 108.0 (national average = 100). Riverside-San Bernardino-Ontario has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.