Phoenix-Mesa-Chandler vs Philadelphia-Camden-Wilmington

Cost of living comparison based on BEA Regional Price Parities. Philadelphia-Camden-Wilmington is 0.7% less expensive than Phoenix-Mesa-Chandler.

What This Comparison Actually Tells You

The Bureau of Economic Analysis indexes Phoenix-Mesa-Chandler, AZ at an overall Regional Price Parity of 103.3 and Philadelphia-Camden-Wilmington, PA-NJ-DE-MD at 102.6, using the U.S. national average of 100 as the reference point. That puts Philadelphia-Camden-Wilmington 0.7% less expensive than Phoenix-Mesa-Chandler on a blended basket of goods, services, and rents. The raw index gap of 0.8 points matters more than the headline comparison because it flows directly into salary-equivalent math that families use for relocation, job offers, and remote-work arbitrage decisions.

Inside the breakdown, Phoenix-Mesa-Chandler indexes goods at 95.0, services at 93.3, and rents at 121.2, while Philadelphia-Camden-Wilmington comes in at 96.8, 114.4, and 113.1 on the same three categories. The rent line carries the largest weight in the BEA methodology, so a metro with a higher rent index almost always ends up more expensive overall — Phoenix-Mesa-Chandler carries the heavier rent load here, and that tends to dominate household budget experience on the ground.

In salary terms, a $100,000 income in Phoenix-Mesa-Chandler has the same purchasing power as $99,262 in Philadelphia-Camden-Wilmington based on these indexes. The two metros serve populations of roughly 4,941,206 (Phoenix-Mesa-Chandler) and 6,241,882 (Philadelphia-Camden-Wilmington), and median household incomes are $84,703 versus $89,273 respectively — so the right way to read this comparison is never the index alone, but the ratio of your expected local salary to the rent and services mix. For any serious relocation or remote-work decision, pair this BEA comparison with BLS occupation-specific wage data, HUD Fair Market Rent tables, and state tax treatment before committing.

Phoenix-Mesa-Chandler
103.3
Cost Index
Philadelphia-Camden-Wilmington
102.6
Cost Index

Category Breakdown

Category Phoenix-Mesa-Chandler Philadelphia-Camden-Wilmington Difference
Overall 103.3 102.6 -0.8
Goods 95.0 96.8 +1.8
Services 93.3 114.4 +21.1
Rents 121.2 113.1 -8.1

Visual Comparison

Overall
Phoenix-Mesa-Chandler
103.3
Philadelphia-Camden-Wilmington
102.6
Goods
Phoenix-Mesa-Chandler
95.0
Philadelphia-Camden-Wilmington
96.8
Services
Phoenix-Mesa-Chandler
93.3
Philadelphia-Camden-Wilmington
114.4
Rents
Phoenix-Mesa-Chandler
121.2
Philadelphia-Camden-Wilmington
113.1

Vertical line = national average (100)

Salary Equivalents

What a salary in Phoenix-Mesa-Chandler would need to be in Philadelphia-Camden-Wilmington for the same purchasing power:

In Phoenix-Mesa-Chandler In Philadelphia-Camden-Wilmington Difference
$50,000 $49,631 $-369
$75,000 $74,447 $-553
$100,000 $99,262 $-738
$150,000 $148,894 $-1,106

Use the salary calculator for custom amounts.

Metro Context

Metric Phoenix-Mesa-Chandler Philadelphia-Camden-Wilmington
Population 4,941,206 6,241,882
Median Income $84,703 $89,273
Data Year 2024 2024

Frequently Asked Questions

Is Philadelphia-Camden-Wilmington more expensive than Phoenix-Mesa-Chandler?
Philadelphia-Camden-Wilmington is 0.7% less expensive than Phoenix-Mesa-Chandler. The overall cost index is 102.6 vs 103.3 (national average = 100).
What salary in Philadelphia-Camden-Wilmington equals $100K in Phoenix-Mesa-Chandler?
A $100,000 salary in Phoenix-Mesa-Chandler has the same purchasing power as $99,262 in Philadelphia-Camden-Wilmington. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Phoenix-Mesa-Chandler and Philadelphia-Camden-Wilmington?
Rents in Phoenix-Mesa-Chandler are indexed at 121.2 while Philadelphia-Camden-Wilmington is at 113.1 (national average = 100). Phoenix-Mesa-Chandler has higher rents.

Source: Bureau of Economic Analysis, Regional Price Parities (2024). Index where national average = 100.

Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainCost Editorial