Overall
- Olympia-Lacey-Tumwater
- 103.7
- Missoula
- 96.4
Diff -7.2 RPP
Olympia-Lacey-Tumwater vs Missoula
Cost of living comparison based on BEA Regional Price Parities. Missoula is 7% less expensive than Olympia-Lacey-Tumwater.
7% less expensive
Missoula, MT is 7% less expensive than Olympia-Lacey-Tumwater, WA on BEA Regional Price Parities (overall RPP 96.4 vs 103.7). A $100,000 salary in Olympia-Lacey-Tumwater buys about the same as $93,031 in Missoula; the largest component gap is rents.
- Overall RPP 103.7 (Olympia-Lacey-Tumwater) vs 96.4 (Missoula)
- $100k in Olympia-Lacey-Tumwater ≈ $93,031 purchasing power in Missoula
- Rents drives the gap (-21.7 RPP points)
RPP parity plate
Pair WA:MT 103.7→96.4
TIER-NEAR · CROSS-STATE · RENT-LED · BENCH-CROSS · PP-SHIFT
- TIER-NEAR Near tier
- CROSS-STATE WA × MT
- RENT-LED Rent-led gap
- BENCH-CROSS Benchmark cross
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Salary Equivalents
What a salary in Olympia-Lacey-Tumwater would need to be in Missoula for the same purchasing power:
| In Olympia-Lacey-Tumwater | In Missoula | Difference |
|---|---|---|
| $50,000 | $46,515 | $-3,485 |
| $75,000 | $69,773 | $-5,227 |
| $100,000 | $93,031 | $-6,969 |
| $150,000 | $139,546 | $-10,454 |
$ in Olympia-Lacey-Tumwater = in Missoula
Same BEA Regional Price Parity ratio as the table above (103.7 → 96.4), computed live from your number, nothing is sent anywhere.
What This Comparison Actually Tells You
Missoula, MT is 7% less expensive than Olympia-Lacey-Tumwater, WA, a meaningful but not extreme shift. The move decision turns on which budget category creates the 7.2-point overall gap.
This route crosses the national benchmark: Olympia-Lacey-Tumwater is above 100 while Missoula is below it. That makes the move a change of price regime, not merely a rank swap.
Rents leads the difference, with Missoula 21.7 points lower than Olympia-Lacey-Tumwater. Goods, services, and rents all point in the same broad direction, making the headline comparison more transferable across household types.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Olympia-Lacey-Tumwater corresponds to $93,031 in Missoula.
Category Breakdown
Goods
- Olympia-Lacey-Tumwater
- 105.0
- Missoula
- 96.0
Diff -9.0 RPP
Services
- Missoula
- 72.1
Diff -19.6 RPP
Rents
- Olympia-Lacey-Tumwater
- 116.7
- Missoula
- 94.9
Diff -21.7 RPP
| Category | Olympia-Lacey-Tumwater | Missoula | Difference |
|---|---|---|---|
| Overall | 103.7 | 96.4 | -7.2 |
| Goods | 105.0 | 96.0 | -9.0 |
| Services | 91.7 | 72.1 | -19.6 |
| Rents | 116.7 | 94.9 | -21.7 |
Visual Comparison
Overall
Olympia-Lacey-Tumwater 103.7
Missoula 96.4
Goods
Olympia-Lacey-Tumwater 105.0
Missoula 96.0
Services
Olympia-Lacey-Tumwater 91.7
Missoula 72.1
Rents
Olympia-Lacey-Tumwater 116.7
Missoula 94.9
Vertical line = national average (100)
Olympia-Lacey-Tumwater
103.7
Cost Index
Missoula
96.4
Cost Index
How the Price Gap Changed
Olympia-Lacey-Tumwater and Missoula share 17 published annual releases from 2008 through 2024. Their overall gap held broadly steady, moving from 7.4 to 7.2 RPP points. Olympia-Lacey-Tumwater remained the higher-index metro in the latest release.
Services changed the most within this pair: its gap moved 14.3 points between the first and latest shared releases (5.3 to 19.6 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Olympia-Lacey-Tumwater RPP | Missoula RPP | Relative Gap |
|---|---|---|---|
| 2008 | 105.4 | 98.0 | 7.4 points Olympia-Lacey-Tumwater higher |
| 2012 | 101.3 | 93.9 | 7.4 points Olympia-Lacey-Tumwater higher |
| 2016 | 106.0 | 95.8 | 10.2 points Olympia-Lacey-Tumwater higher |
| 2020 | 101.9 | 93.9 | 8.0 points Olympia-Lacey-Tumwater higher |
| 2024 | 103.7 | 96.4 | 7.2 points Olympia-Lacey-Tumwater higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Frequently Asked Questions
Is Missoula more expensive than Olympia-Lacey-Tumwater?
Missoula is 7% less expensive than Olympia-Lacey-Tumwater. The overall cost index is 96.4 vs 103.7 (national average = 100).
What salary in Missoula equals $100K in Olympia-Lacey-Tumwater?
A $100,000 salary in Olympia-Lacey-Tumwater has the same purchasing power as $93,031 in Missoula. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Olympia-Lacey-Tumwater and Missoula?
Rents in Olympia-Lacey-Tumwater are indexed at 116.7 while Missoula is at 94.9 (national average = 100). Olympia-Lacey-Tumwater has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.