Overall
- Providence-Warwick
- 101.8
Diff -10.8 RPP
New York-Newark-Jersey City vs Providence-Warwick
Cost of living comparison based on BEA Regional Price Parities. Providence-Warwick is 9.6% less expensive than New York-Newark-Jersey City.
9.6% less expensive
Providence-Warwick, RI-MA is 9.6% less expensive than New York-Newark-Jersey City, NY-NJ on BEA Regional Price Parities (overall RPP 101.8 vs 112.6). A $100,000 salary in New York-Newark-Jersey City buys about the same as $90,414 in Providence-Warwick; the largest component gap is rents.
- Overall RPP 112.6 (New York-Newark-Jersey City) vs 101.8 (Providence-Warwick)
- $100k in New York-Newark-Jersey City ≈ $90,414 purchasing power in Providence-Warwick
- Rents drives the gap (-44.8 RPP points)
RPP parity plate
Pair NY:RI 112.6→101.8
TIER-GAP · CROSS-STATE · SPLIT-BUDGET · BOTH-ABOVE · PP-SHIFT
- TIER-GAP Clear tier gap
- CROSS-STATE NY × RI
- SPLIT-BUDGET Split budget
- BOTH-ABOVE Both above 100
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Category Breakdown
Goods
- Providence-Warwick
- 97.1
Diff -13.1 RPP
Services
- Providence-Warwick
- 148.8
Diff +21.8 RPP
Rents
- Providence-Warwick
- 103.9
Diff -44.8 RPP
| Category | New York-Newark-Jersey City | Providence-Warwick | Difference |
|---|---|---|---|
| Overall | 112.6 | 101.8 | -10.8 |
| Goods | 110.3 | 97.1 | -13.1 |
| Services | 127.0 | 148.8 | +21.8 |
| Rents | 148.6 | 103.9 | -44.8 |
Visual Comparison
Overall
New York-Newark-Jersey City 112.6
Providence-Warwick 101.8
Goods
New York-Newark-Jersey City 110.3
Providence-Warwick 97.1
Services
New York-Newark-Jersey City 127.0
Providence-Warwick 148.8
Rents
New York-Newark-Jersey City 148.6
Providence-Warwick 103.9
Vertical line = national average (100)
What This Comparison Actually Tells You
Rents creates the largest separation: Providence-Warwick is 44.8 points lower. But services move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
New York-Newark-Jersey City, NY-NJ and Providence-Warwick, RI-MA sit in clearly different price tiers, separated by 10.8 RPP points. At this distance, treating the same nominal salary as equivalent would materially change purchasing power.
Both metros exceed the U.S. benchmark of 100. The choice is between two national premiums, so local wages need to clear the higher baseline in either market.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in New York-Newark-Jersey City corresponds to $90,414 in Providence-Warwick.
New York-Newark-Jersey City
112.6
Cost Index
Providence-Warwick
101.8
Cost Index
Salary Equivalents
What a salary in New York-Newark-Jersey City would need to be in Providence-Warwick for the same purchasing power:
| In New York-Newark-Jersey City | In Providence-Warwick | Difference |
|---|---|---|
| $50,000 | $45,207 | $-4,793 |
| $75,000 | $67,811 | $-7,189 |
| $100,000 | $90,414 | $-9,586 |
| $150,000 | $135,621 | $-14,379 |
$ in New York-Newark-Jersey City = in Providence-Warwick
Same BEA Regional Price Parity ratio as the table above (112.6 → 101.8), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Providence-Warwick more expensive than New York-Newark-Jersey City?
Providence-Warwick is 9.6% less expensive than New York-Newark-Jersey City. The overall cost index is 101.8 vs 112.6 (national average = 100).
What salary in Providence-Warwick equals $100K in New York-Newark-Jersey City?
A $100,000 salary in New York-Newark-Jersey City has the same purchasing power as $90,414 in Providence-Warwick. This is based on the BEA Regional Price Parity indexes.
How do rents compare between New York-Newark-Jersey City and Providence-Warwick?
Rents in New York-Newark-Jersey City are indexed at 148.6 while Providence-Warwick is at 103.9 (national average = 100). New York-Newark-Jersey City has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.