Overall
- Napa
- 112.6
- Stockton-Lodi
- 105.1
Diff -7.5 RPP
Napa vs Stockton-Lodi
Cost of living comparison based on BEA Regional Price Parities. Stockton-Lodi is 6.6% less expensive than Napa.
6.6% less expensive
Stockton-Lodi, CA is 6.6% less expensive than Napa, CA on BEA Regional Price Parities (overall RPP 105.1 vs 112.6). A $100,000 salary in Napa buys about the same as $93,368 in Stockton-Lodi; the largest component gap is rents.
- Overall RPP 112.6 (Napa) vs 105.1 (Stockton-Lodi)
- $100k in Napa ≈ $93,368 purchasing power in Stockton-Lodi
- Rents drives the gap (-81.8 RPP points)
RPP parity plate
Pair CA:CA 112.6→105.1
TIER-NEAR · SAME-STATE · SPLIT-BUDGET · BOTH-ABOVE · PP-SHIFT
- TIER-NEAR Near tier
- SAME-STATE Same state · CA
- SPLIT-BUDGET Split budget
- BOTH-ABOVE Both above 100
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Category Breakdown
Goods
- Napa
- 105.2
- Stockton-Lodi
- 105.2
Diff 0.0 RPP
Services
- Napa
- 156.5
- Stockton-Lodi
- 158.2
Diff +1.7 RPP
Rents
- Napa
- 197.4
- Stockton-Lodi
- 115.6
Diff -81.8 RPP
| Category | Napa | Stockton-Lodi | Difference |
|---|---|---|---|
| Overall | 112.6 | 105.1 | -7.5 |
| Goods | 105.2 | 105.2 | 0.0 |
| Services | 156.5 | 158.2 | +1.7 |
| Rents | 197.4 | 115.6 | -81.8 |
Visual Comparison
Overall
Napa 112.6
Stockton-Lodi 105.1
Goods
Napa 105.2
Stockton-Lodi 105.2
Services
Napa 156.5
Stockton-Lodi 158.2
Rents
Napa 197.4
Stockton-Lodi 115.6
Vertical line = national average (100)
What This Comparison Actually Tells You
Rents creates the largest separation: Stockton-Lodi is 81.8 points lower. But services and goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Stockton-Lodi, CA is 6.6% less expensive than Napa, CA, a meaningful but not extreme shift. The move decision turns on which budget category creates the 7.5-point overall gap.
Both metros exceed the U.S. benchmark of 100. The choice is between two national premiums, so local wages need to clear the higher baseline in either market.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Napa corresponds to $93,368 in Stockton-Lodi.
Napa
112.6
Cost Index
Stockton-Lodi
105.1
Cost Index
Salary Equivalents
What a salary in Napa would need to be in Stockton-Lodi for the same purchasing power:
| In Napa | In Stockton-Lodi | Difference |
|---|---|---|
| $50,000 | $46,684 | $-3,316 |
| $75,000 | $70,026 | $-4,974 |
| $100,000 | $93,368 | $-6,632 |
| $150,000 | $140,051 | $-9,949 |
$ in Napa = in Stockton-Lodi
Same BEA Regional Price Parity ratio as the table above (112.6 → 105.1), computed live from your number, nothing is sent anywhere.
How the Price Gap Changed
Napa and Stockton-Lodi share 17 published annual releases from 2008 through 2024. Their overall gap narrowed, moving from 15.0 to 7.5 RPP points. Napa remained the higher-index metro in the latest release.
Rents changed the most within this pair: its gap moved 62.9 points between the first and latest shared releases (18.9 to 81.8 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Napa RPP | Stockton-Lodi RPP | Relative Gap |
|---|---|---|---|
| 2008 | 115.2 | 100.2 | 15.0 points Napa higher |
| 2012 | 111.6 | 103.8 | 7.8 points Napa higher |
| 2016 | 117.8 | 99.9 | 17.9 points Napa higher |
| 2020 | 112.2 | 105.3 | 7.0 points Napa higher |
| 2024 | 112.6 | 105.1 | 7.5 points Napa higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Frequently Asked Questions
Is Stockton-Lodi more expensive than Napa?
Stockton-Lodi is 6.6% less expensive than Napa. The overall cost index is 105.1 vs 112.6 (national average = 100).
What salary in Stockton-Lodi equals $100K in Napa?
A $100,000 salary in Napa has the same purchasing power as $93,368 in Stockton-Lodi. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Napa and Stockton-Lodi?
Rents in Napa are indexed at 197.4 while Stockton-Lodi is at 115.6 (national average = 100). Napa has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.