Overall
- Napa
- 112.6
Diff -13.0 RPP
Napa vs Albany-Schenectady-Troy
Cost of living comparison based on BEA Regional Price Parities. Albany-Schenectady-Troy is 11.5% less expensive than Napa.
11.5% less expensive
Albany-Schenectady-Troy, NY is 11.5% less expensive than Napa, CA on BEA Regional Price Parities (overall RPP 99.6 vs 112.6). A $100,000 salary in Napa buys about the same as $88,461 in Albany-Schenectady-Troy; the largest component gap is rents.
- Overall RPP 112.6 (Napa) vs 99.6 (Albany-Schenectady-Troy)
- $100k in Napa ≈ $88,461 purchasing power in Albany-Schenectady-Troy
- Rents drives the gap (-94.9 RPP points)
RPP parity plate
Pair CA:NY 112.6→99.6
TIER-GAP · CROSS-STATE · RENT-LED · BENCH-CROSS · PP-SHIFT
- TIER-GAP Clear tier gap
- CROSS-STATE CA × NY
- RENT-LED Rent-led gap
- BENCH-CROSS Benchmark cross
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Salary Equivalents
What a salary in Napa would need to be in Albany-Schenectady-Troy for the same purchasing power:
| In Napa | In Albany-Schenectady-Troy | Difference |
|---|---|---|
| $50,000 | $44,230 | $-5,770 |
| $75,000 | $66,345 | $-8,655 |
| $100,000 | $88,461 | $-11,539 |
| $150,000 | $132,691 | $-17,309 |
$ in Napa = in Albany-Schenectady-Troy
Same BEA Regional Price Parity ratio as the table above (112.6 → 99.6), computed live from your number, nothing is sent anywhere.
What This Comparison Actually Tells You
Napa, CA and Albany-Schenectady-Troy, NY sit in clearly different price tiers, separated by 13.0 RPP points. At this distance, treating the same nominal salary as equivalent would materially change purchasing power.
This route crosses the national benchmark: Napa is above 100 while Albany-Schenectady-Troy is below it. That makes the move a change of price regime, not merely a rank swap.
Rents leads the difference, with Albany-Schenectady-Troy 94.9 points lower than Napa. Goods, services, and rents all point in the same broad direction, making the headline comparison more transferable across household types.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Napa corresponds to $88,461 in Albany-Schenectady-Troy.
Category Breakdown
Goods
- Napa
- 105.2
Diff -5.5 RPP
Services
- Napa
- 156.5
- Albany-Schenectady-Troy
- 134.0
Diff -22.5 RPP
Rents
- Napa
- 197.4
- Albany-Schenectady-Troy
- 102.6
Diff -94.9 RPP
| Category | Napa | Albany-Schenectady-Troy | Difference |
|---|---|---|---|
| Overall | 112.6 | 99.6 | -13.0 |
| Goods | 105.2 | 99.7 | -5.5 |
| Services | 156.5 | 134.0 | -22.5 |
| Rents | 197.4 | 102.6 | -94.9 |
Visual Comparison
Overall
Napa 112.6
Albany-Schenectady-Troy 99.6
Goods
Napa 105.2
Albany-Schenectady-Troy 99.7
Services
Napa 156.5
Albany-Schenectady-Troy 134.0
Rents
Napa 197.4
Albany-Schenectady-Troy 102.6
Vertical line = national average (100)
Napa
112.6
Cost Index
Albany-Schenectady-Troy
99.6
Cost Index
How the Price Gap Changed
Napa and Albany-Schenectady-Troy share 17 published annual releases from 2008 through 2024. Their overall gap held broadly steady, moving from 12.8 to 13.0 RPP points. Napa remained the higher-index metro in the latest release.
Rents changed the most within this pair: its gap moved 60.8 points between the first and latest shared releases (34.0 to 94.9 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Napa RPP | Albany-Schenectady-Troy RPP | Relative Gap |
|---|---|---|---|
| 2008 | 115.2 | 102.4 | 12.8 points Napa higher |
| 2012 | 111.6 | 99.5 | 12.2 points Napa higher |
| 2016 | 117.8 | 101.1 | 16.7 points Napa higher |
| 2020 | 112.2 | 99.0 | 13.2 points Napa higher |
| 2024 | 112.6 | 99.6 | 13.0 points Napa higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Frequently Asked Questions
Is Albany-Schenectady-Troy more expensive than Napa?
Albany-Schenectady-Troy is 11.5% less expensive than Napa. The overall cost index is 99.6 vs 112.6 (national average = 100).
What salary in Albany-Schenectady-Troy equals $100K in Napa?
A $100,000 salary in Napa has the same purchasing power as $88,461 in Albany-Schenectady-Troy. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Napa and Albany-Schenectady-Troy?
Rents in Napa are indexed at 197.4 while Albany-Schenectady-Troy is at 102.6 (national average = 100). Napa has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.