Overall
Diff +14.7 RPP
Monroe vs Merced
Cost of living comparison based on BEA Regional Price Parities. Merced is 17.6% more expensive than Monroe.
17.6% more expensive
Merced, CA is 17.6% more expensive than Monroe, LA on BEA Regional Price Parities (overall RPP 98.3 vs 83.6). A $100,000 salary in Monroe buys about the same as $117,558 in Merced; the largest component gap is services.
- Overall RPP 83.6 (Monroe) vs 98.3 (Merced)
- $100k in Monroe ≈ $117,558 purchasing power in Merced
- Services drives the gap (+86.1 RPP points)
RPP parity plate
Pair LA:CA 83.6→98.3
TIER-GAP · CROSS-STATE · SERVICES-LED · BOTH-BELOW · PP-STEEP
- TIER-GAP Clear tier gap
- CROSS-STATE LA × CA
- SERVICES-LED Services-led gap
- BOTH-BELOW Both below 100
- PP-STEEP Steep PP convert
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
What This Comparison Actually Tells You
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
Monroe, LA and Merced, CA sit in clearly different price tiers, separated by 14.7 RPP points. At this distance, treating the same nominal salary as equivalent would materially change purchasing power.
Services leads the difference, with Merced 86.1 points higher than Monroe. Goods, services, and rents all point in the same broad direction, making the headline comparison more transferable across household types.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Monroe to $117,558 in Merced, but it is not a personal spending weight.
How the Price Gap Changed
Monroe and Merced share 17 published annual releases from 2008 through 2024. Their overall gap widened, moving from 8.0 to 14.7 RPP points. Merced remained the higher-index metro in the latest release.
Services changed the most within this pair: its gap moved 71.5 points between the first and latest shared releases (14.7 to 86.1 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Monroe RPP | Merced RPP | Relative Gap |
|---|---|---|---|
| 2008 | 86.3 | 94.3 | 8.0 points Merced higher |
| 2012 | 86.4 | 98.6 | 12.2 points Merced higher |
| 2016 | 86.1 | 95.3 | 9.3 points Merced higher |
| 2020 | 83.4 | 98.7 | 15.4 points Merced higher |
| 2024 | 83.6 | 98.3 | 14.7 points Merced higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Category Breakdown
Goods
Diff +11.5 RPP
Services
Diff +86.1 RPP
Rents
Diff +35.8 RPP
| Category | Monroe | Merced | Difference |
|---|---|---|---|
| Overall | 83.6 | 98.3 | +14.7 |
| Goods | 93.7 | 105.2 | +11.5 |
| Services | 72.2 | 158.3 | +86.1 |
| Rents | 42.8 | 78.6 | +35.8 |
Visual Comparison
Overall
Monroe 83.6
Merced 98.3
Goods
Monroe 93.7
Merced 105.2
Services
Monroe 72.2
Merced 158.3
Rents
Monroe 42.8
Merced 78.6
Vertical line = national average (100)
Salary Equivalents
What a salary in Monroe would need to be in Merced for the same purchasing power:
| In Monroe | In Merced | Difference |
|---|---|---|
| $50,000 | $58,779 | +$8,779 |
| $75,000 | $88,169 | +$13,169 |
| $100,000 | $117,558 | +$17,558 |
| $150,000 | $176,337 | +$26,337 |
$ in Monroe = in Merced
Same BEA Regional Price Parity ratio as the table above (83.6 → 98.3), computed live from your number, nothing is sent anywhere.
Monroe
83.6
Cost Index
Merced
98.3
Cost Index
Frequently Asked Questions
Is Merced more expensive than Monroe?
Merced is 17.6% more expensive than Monroe. The overall cost index is 98.3 vs 83.6 (national average = 100).
What salary in Merced equals $100K in Monroe?
A $100,000 salary in Monroe has the same purchasing power as $117,558 in Merced. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Monroe and Merced?
Rents in Monroe are indexed at 42.8 while Merced is at 78.6 (national average = 100). Merced has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.