Miami-Fort Lauderdale-West Palm Beach vs Pensacola-Ferry Pass-Brent

Cost of living comparison based on BEA Regional Price Parities. Pensacola-Ferry Pass-Brent is 14.4% less expensive than Miami-Fort Lauderdale-West Palm Beach.

What This Comparison Actually Tells You

The Bureau of Economic Analysis indexes Miami-Fort Lauderdale-West Palm Beach, FL at an overall Regional Price Parity of 114.2 and Pensacola-Ferry Pass-Brent, FL at 97.7, using the U.S. national average of 100 as the reference point. That puts Pensacola-Ferry Pass-Brent 14.4% less expensive than Miami-Fort Lauderdale-West Palm Beach on a blended basket of goods, services, and rents. The raw index gap of 16.4 points matters more than the headline comparison because it flows directly into salary-equivalent math that families use for relocation, job offers, and remote-work arbitrage decisions.

Inside the breakdown, Miami-Fort Lauderdale-West Palm Beach indexes goods at 103.6, services at 97.2, and rents at 155.6, while Pensacola-Ferry Pass-Brent comes in at 96.2, 88.5, and 98.8 on the same three categories. The rent line carries the largest weight in the BEA methodology, so a metro with a higher rent index almost always ends up more expensive overall - Miami-Fort Lauderdale-West Palm Beach carries the heavier rent load here, and that tends to dominate household budget experience on the ground.

In salary terms, a $100,000 income in Miami-Fort Lauderdale-West Palm Beach has the same purchasing power as $85,600 in Pensacola-Ferry Pass-Brent based on these indexes. The two metros serve populations of roughly 6,138,876 (Miami-Fort Lauderdale-West Palm Beach) and 516,994 (Pensacola-Ferry Pass-Brent), and median household incomes are $73,481 versus $73,588 respectively - so the right way to read this comparison is never the index alone, but the ratio of your expected local salary to the rent and services mix. For any serious relocation or remote-work decision, pair this BEA comparison with BLS occupation-specific wage data, HUD Fair Market Rent tables, and state tax treatment before committing.

Miami-Fort Lauderdale-West Palm Beach
114.2
Cost Index
Pensacola-Ferry Pass-Brent
97.7
Cost Index

Category Breakdown

Category Miami-Fort Lauderdale-West Palm Beach Pensacola-Ferry Pass-Brent Difference
Overall 114.2 97.7 -16.4
Goods 103.6 96.2 -7.3
Services 97.2 88.5 -8.8
Rents 155.6 98.8 -56.8

Visual Comparison

Overall
Miami-Fort Lauderdale-West Palm Beach
114.2
Pensacola-Ferry Pass-Brent
97.7
Goods
Miami-Fort Lauderdale-West Palm Beach
103.6
Pensacola-Ferry Pass-Brent
96.2
Services
Miami-Fort Lauderdale-West Palm Beach
97.2
Pensacola-Ferry Pass-Brent
88.5
Rents
Miami-Fort Lauderdale-West Palm Beach
155.6
Pensacola-Ferry Pass-Brent
98.8

Vertical line = national average (100)

Salary Equivalents

What a salary in Miami-Fort Lauderdale-West Palm Beach would need to be in Pensacola-Ferry Pass-Brent for the same purchasing power:

In Miami-Fort Lauderdale-West Palm Beach In Pensacola-Ferry Pass-Brent Difference
$50,000 $42,800 $-7,200
$75,000 $64,200 $-10,800
$100,000 $85,600 $-14,400
$150,000 $128,400 $-21,600

Use the salary calculator for custom amounts.

Metro Context

Metric Miami-Fort Lauderdale-West Palm Beach Pensacola-Ferry Pass-Brent
Population 6,138,876 516,994
Median Income $73,481 $73,588
Data Year 2024 2024

Frequently Asked Questions

Is Pensacola-Ferry Pass-Brent more expensive than Miami-Fort Lauderdale-West Palm Beach?
Pensacola-Ferry Pass-Brent is 14.4% less expensive than Miami-Fort Lauderdale-West Palm Beach. The overall cost index is 97.7 vs 114.2 (national average = 100).
What salary in Pensacola-Ferry Pass-Brent equals $100K in Miami-Fort Lauderdale-West Palm Beach?
A $100,000 salary in Miami-Fort Lauderdale-West Palm Beach has the same purchasing power as $85,600 in Pensacola-Ferry Pass-Brent. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Miami-Fort Lauderdale-West Palm Beach and Pensacola-Ferry Pass-Brent?
Rents in Miami-Fort Lauderdale-West Palm Beach are indexed at 155.6 while Pensacola-Ferry Pass-Brent is at 98.8 (national average = 100). Miami-Fort Lauderdale-West Palm Beach has higher rents.

Source: Bureau of Economic Analysis, Regional Price Parities (2024). Index where national average = 100.

Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainCost Editorial

Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. This page draws directly on BEA Regional Price Parity source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-05-15. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.