Overall
- Merced
- 98.3
- Stockton-Lodi
- 105.1
Diff +6.8 RPP
Merced vs Stockton-Lodi
Cost of living comparison based on BEA Regional Price Parities. Stockton-Lodi is 6.9% more expensive than Merced.
6.9% more expensive
Stockton-Lodi, CA is 6.9% more expensive than Merced, CA on BEA Regional Price Parities (overall RPP 105.1 vs 98.3). A $100,000 salary in Merced buys about the same as $106,934 in Stockton-Lodi; the largest component gap is rents.
- Overall RPP 98.3 (Merced) vs 105.1 (Stockton-Lodi)
- $100k in Merced ≈ $106,934 purchasing power in Stockton-Lodi
- Rents drives the gap (+37.0 RPP points)
RPP parity plate
Pair CA:CA 98.3→105.1
TIER-NEAR · SAME-STATE · SPLIT-BUDGET · BENCH-CROSS · PP-SHIFT
- TIER-NEAR Near tier
- SAME-STATE Same state · CA
- SPLIT-BUDGET Split budget
- BENCH-CROSS Benchmark cross
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Category Breakdown
Goods
- Merced
- 105.2
- Stockton-Lodi
- 105.2
Diff 0.0 RPP
Services
- Merced
- 158.3
- Stockton-Lodi
- 158.2
Diff -0.1 RPP
Rents
- Merced
- 78.6
- Stockton-Lodi
- 115.6
Diff +37.0 RPP
| Category | Merced | Stockton-Lodi | Difference |
|---|---|---|---|
| Overall | 98.3 | 105.1 | +6.8 |
| Goods | 105.2 | 105.2 | 0.0 |
| Services | 158.3 | 158.2 | -0.1 |
| Rents | 78.6 | 115.6 | +37.0 |
Visual Comparison
Overall
Merced 98.3
Stockton-Lodi 105.1
Goods
Merced 105.2
Stockton-Lodi 105.2
Services
Merced 158.3
Stockton-Lodi 158.2
Rents
Merced 78.6
Stockton-Lodi 115.6
Vertical line = national average (100)
What This Comparison Actually Tells You
Rents creates the largest separation: Stockton-Lodi is 37.0 points higher. But services and goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Stockton-Lodi, CA is 6.9% more expensive than Merced, CA, a meaningful but not extreme shift. The move decision turns on which budget category creates the 6.8-point overall gap.
This route crosses the national benchmark: Stockton-Lodi is above 100 while Merced is below it. That makes the move a change of price regime, not merely a rank swap.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Merced corresponds to $106,934 in Stockton-Lodi.
Merced
98.3
Cost Index
Stockton-Lodi
105.1
Cost Index
Salary Equivalents
What a salary in Merced would need to be in Stockton-Lodi for the same purchasing power:
| In Merced | In Stockton-Lodi | Difference |
|---|---|---|
| $50,000 | $53,467 | +$3,467 |
| $75,000 | $80,200 | +$5,200 |
| $100,000 | $106,934 | +$6,934 |
| $150,000 | $160,400 | +$10,400 |
$ in Merced = in Stockton-Lodi
Same BEA Regional Price Parity ratio as the table above (98.3 → 105.1), computed live from your number, nothing is sent anywhere.
How the Price Gap Changed
Merced and Stockton-Lodi share 17 published annual releases from 2008 through 2024. Their overall gap held broadly steady, moving from 6.0 to 6.8 RPP points. Stockton-Lodi remained the higher-index metro in the latest release.
Services changed the most within this pair: its gap moved 2.6 points between the first and latest shared releases (2.7 to 0.1 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Merced RPP | Stockton-Lodi RPP | Relative Gap |
|---|---|---|---|
| 2008 | 94.3 | 100.2 | 6.0 points Stockton-Lodi higher |
| 2012 | 98.6 | 103.8 | 5.3 points Stockton-Lodi higher |
| 2016 | 95.3 | 99.9 | 4.6 points Stockton-Lodi higher |
| 2020 | 98.7 | 105.3 | 6.5 points Stockton-Lodi higher |
| 2024 | 98.3 | 105.1 | 6.8 points Stockton-Lodi higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Frequently Asked Questions
Is Stockton-Lodi more expensive than Merced?
Stockton-Lodi is 6.9% more expensive than Merced. The overall cost index is 105.1 vs 98.3 (national average = 100).
What salary in Stockton-Lodi equals $100K in Merced?
A $100,000 salary in Merced has the same purchasing power as $106,934 in Stockton-Lodi. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Merced and Stockton-Lodi?
Rents in Merced are indexed at 78.6 while Stockton-Lodi is at 115.6 (national average = 100). Stockton-Lodi has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.