Overall
- Memphis
- 92.2
- Harrisburg-Carlisle
- 98.7
Diff +6.5 RPP
Memphis vs Harrisburg-Carlisle
Cost of living comparison based on BEA Regional Price Parities. Harrisburg-Carlisle is 7% more expensive than Memphis.
7% more expensive
Harrisburg-Carlisle, PA is 7% more expensive than Memphis, TN-MS-AR on BEA Regional Price Parities (overall RPP 98.7 vs 92.2). A $100,000 salary in Memphis buys about the same as $107,020 in Harrisburg-Carlisle; the largest component gap is services.
- Overall RPP 92.2 (Memphis) vs 98.7 (Harrisburg-Carlisle)
- $100k in Memphis ≈ $107,020 purchasing power in Harrisburg-Carlisle
- Services drives the gap (+34.0 RPP points)
RPP parity plate
Pair TN:PA 92.2→98.7
TIER-NEAR · CROSS-STATE · SERVICES-LED · BOTH-BELOW · PP-SHIFT
- TIER-NEAR Near tier
- CROSS-STATE TN × PA
- SERVICES-LED Services-led gap
- BOTH-BELOW Both below 100
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
What This Comparison Actually Tells You
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
Harrisburg-Carlisle, PA is 7% more expensive than Memphis, TN-MS-AR, a meaningful but not extreme shift. The move decision turns on which budget category creates the 6.5-point overall gap.
Services leads the difference, with Harrisburg-Carlisle 34.0 points higher than Memphis. Goods, services, and rents all point in the same broad direction, making the headline comparison more transferable across household types.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Memphis to $107,020 in Harrisburg-Carlisle, but it is not a personal spending weight.
Category Breakdown
Goods
- Memphis
- 96.2
- Harrisburg-Carlisle
- 100.7
Diff +4.5 RPP
Services
- Memphis
- 74.1
- Harrisburg-Carlisle
- 108.1
Diff +34.0 RPP
Rents
- Memphis
- 79.8
- Harrisburg-Carlisle
- 96.3
Diff +16.5 RPP
| Category | Memphis | Harrisburg-Carlisle | Difference |
|---|---|---|---|
| Overall | 92.2 | 98.7 | +6.5 |
| Goods | 96.2 | 100.7 | +4.5 |
| Services | 74.1 | 108.1 | +34.0 |
| Rents | 79.8 | 96.3 | +16.5 |
Visual Comparison
Overall
Memphis 92.2
Harrisburg-Carlisle 98.7
Goods
Memphis 96.2
Harrisburg-Carlisle 100.7
Services
Memphis 74.1
Harrisburg-Carlisle 108.1
Rents
Memphis 79.8
Harrisburg-Carlisle 96.3
Vertical line = national average (100)
Salary Equivalents
What a salary in Memphis would need to be in Harrisburg-Carlisle for the same purchasing power:
| In Memphis | In Harrisburg-Carlisle | Difference |
|---|---|---|
| $50,000 | $53,510 | +$3,510 |
| $75,000 | $80,265 | +$5,265 |
| $100,000 | $107,020 | +$7,020 |
| $150,000 | $160,530 | +$10,530 |
$ in Memphis = in Harrisburg-Carlisle
Same BEA Regional Price Parity ratio as the table above (92.2 → 98.7), computed live from your number, nothing is sent anywhere.
Memphis
92.2
Cost Index
Harrisburg-Carlisle
98.7
Cost Index
Frequently Asked Questions
Is Harrisburg-Carlisle more expensive than Memphis?
Harrisburg-Carlisle is 7% more expensive than Memphis. The overall cost index is 98.7 vs 92.2 (national average = 100).
What salary in Harrisburg-Carlisle equals $100K in Memphis?
A $100,000 salary in Memphis has the same purchasing power as $107,020 in Harrisburg-Carlisle. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Memphis and Harrisburg-Carlisle?
Rents in Memphis are indexed at 79.8 while Harrisburg-Carlisle is at 96.3 (national average = 100). Harrisburg-Carlisle has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.