Overall
- Lynchburg
- 89.4
- Montgomery
- 89.7
Diff +0.3 RPP
Lynchburg vs Montgomery
Cost of living comparison based on BEA Regional Price Parities. Montgomery is 0.4% more expensive than Lynchburg.
0.4% more expensive
Montgomery, AL is 0.4% more expensive than Lynchburg, VA on BEA Regional Price Parities (overall RPP 89.7 vs 89.4). A $100,000 salary in Lynchburg buys about the same as $100,357 in Montgomery; the largest component gap is services.
- Overall RPP 89.4 (Lynchburg) vs 89.7 (Montgomery)
- $100k in Lynchburg ≈ $100,357 purchasing power in Montgomery
- Services drives the gap (-2.9 RPP points)
RPP parity plate
Pair VA:AL 89.4→89.7
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-BELOW · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE VA × AL
- SPLIT-BUDGET Split budget
- BOTH-BELOW Both below 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Lynchburg
89.4
Cost Index
Montgomery
89.7
Cost Index
What This Comparison Actually Tells You
Lynchburg, VA and Montgomery, AL are a photo finish on overall price level, only 0.3 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Services creates the largest separation: Montgomery is 2.9 points lower. But services and goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Lynchburg to $100,357 in Montgomery, but it is not a personal spending weight.
Category Breakdown
Goods
- Lynchburg
- 96.8
- Montgomery
- 96.4
Diff -0.4 RPP
Services
- Lynchburg
- 87.8
- Montgomery
- 84.9
Diff -2.9 RPP
Rents
- Lynchburg
- 63.9
- Montgomery
- 64.3
Diff +0.4 RPP
| Category | Lynchburg | Montgomery | Difference |
|---|---|---|---|
| Overall | 89.4 | 89.7 | +0.3 |
| Goods | 96.8 | 96.4 | -0.4 |
| Services | 87.8 | 84.9 | -2.9 |
| Rents | 63.9 | 64.3 | +0.4 |
Visual Comparison
Overall
Lynchburg 89.4
Montgomery 89.7
Goods
Lynchburg 96.8
Montgomery 96.4
Services
Lynchburg 87.8
Montgomery 84.9
Rents
Lynchburg 63.9
Montgomery 64.3
Vertical line = national average (100)
Salary Equivalents
What a salary in Lynchburg would need to be in Montgomery for the same purchasing power:
| In Lynchburg | In Montgomery | Difference |
|---|---|---|
| $50,000 | $50,178 | +$178 |
| $75,000 | $75,268 | +$268 |
| $100,000 | $100,357 | +$357 |
| $150,000 | $150,535 | +$535 |
$ in Lynchburg = in Montgomery
Same BEA Regional Price Parity ratio as the table above (89.4 → 89.7), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Montgomery more expensive than Lynchburg?
Montgomery is 0.4% more expensive than Lynchburg. The overall cost index is 89.7 vs 89.4 (national average = 100).
What salary in Montgomery equals $100K in Lynchburg?
A $100,000 salary in Lynchburg has the same purchasing power as $100,357 in Montgomery. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Lynchburg and Montgomery?
Rents in Lynchburg are indexed at 63.9 while Montgomery is at 64.3 (national average = 100). Montgomery has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.