Overall
Diff -0.3 RPP
Lubbock vs Bismarck
Cost of living comparison based on BEA Regional Price Parities. Bismarck is 0.3% less expensive than Lubbock.
0.3% less expensive
Bismarck, ND is 0.3% less expensive than Lubbock, TX on BEA Regional Price Parities (overall RPP 91.0 vs 91.3). A $100,000 salary in Lubbock buys about the same as $99,679 in Bismarck; the largest component gap is services.
- Overall RPP 91.3 (Lubbock) vs 91.0 (Bismarck)
- $100k in Lubbock ≈ $99,679 purchasing power in Bismarck
- Services drives the gap (-7.8 RPP points)
RPP parity plate
Pair TX:ND 91.3→91.0
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-BELOW · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE TX × ND
- SPLIT-BUDGET Split budget
- BOTH-BELOW Both below 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Lubbock
91.3
Cost Index
Bismarck
91.0
Cost Index
What This Comparison Actually Tells You
Lubbock, TX and Bismarck, ND are a photo finish on overall price level, only 0.3 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Services creates the largest separation: Bismarck is 7.8 points lower. But rents and goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Lubbock to $99,679 in Bismarck, but it is not a personal spending weight.
Category Breakdown
Goods
Diff +1.9 RPP
Services
Diff -7.8 RPP
Rents
Diff +7.7 RPP
| Category | Lubbock | Bismarck | Difference |
|---|---|---|---|
| Overall | 91.3 | 91.0 | -0.3 |
| Goods | 93.8 | 95.7 | +1.9 |
| Services | 82.8 | 75.0 | -7.8 |
| Rents | 76.4 | 84.0 | +7.7 |
Visual Comparison
Overall
Lubbock 91.3
Bismarck 91.0
Goods
Lubbock 93.8
Bismarck 95.7
Services
Lubbock 82.8
Bismarck 75.0
Rents
Lubbock 76.4
Bismarck 84.0
Vertical line = national average (100)
Salary Equivalents
What a salary in Lubbock would need to be in Bismarck for the same purchasing power:
| In Lubbock | In Bismarck | Difference |
|---|---|---|
| $50,000 | $49,840 | $-160 |
| $75,000 | $74,759 | $-241 |
| $100,000 | $99,679 | $-321 |
| $150,000 | $149,519 | $-481 |
$ in Lubbock = in Bismarck
Same BEA Regional Price Parity ratio as the table above (91.3 → 91.0), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Bismarck more expensive than Lubbock?
Bismarck is 0.3% less expensive than Lubbock. The overall cost index is 91.0 vs 91.3 (national average = 100).
What salary in Bismarck equals $100K in Lubbock?
A $100,000 salary in Lubbock has the same purchasing power as $99,679 in Bismarck. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Lubbock and Bismarck?
Rents in Lubbock are indexed at 76.4 while Bismarck is at 84.0 (national average = 100). Bismarck has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.