Los Angeles-Long Beach-Anaheim vs Chicago-Naperville-Elgin

Cost of living comparison based on BEA Regional Price Parities. Chicago-Naperville-Elgin is 8.8% less expensive than Los Angeles-Long Beach-Anaheim.

8.8% less expensive

Chicago-Naperville-Elgin, IL-IN is 8.8% less expensive than Los Angeles-Long Beach-Anaheim, CA on BEA Regional Price Parities (overall RPP 103.6 vs 113.6). A $100,000 salary in Los Angeles-Long Beach-Anaheim buys about the same as $91,220 in Chicago-Naperville-Elgin; the largest component gap is services.

  • Overall RPP 113.6 (Los Angeles-Long Beach-Anaheim) vs 103.6 (Chicago-Naperville-Elgin)
  • $100k in Los Angeles-Long Beach-Anaheim ≈ $91,220 purchasing power in Chicago-Naperville-Elgin
  • Services drives the gap (-75.0 RPP points)

RPP parity plate

Pair CA:IL 113.6→103.6

TIER-GAP · CROSS-STATE · SPLIT-BUDGET · BOTH-ABOVE · PP-SHIFT

  • TIER-GAP Clear tier gap
  • CROSS-STATE CA × IL
  • SPLIT-BUDGET Split budget
  • BOTH-ABOVE Both above 100
  • PP-SHIFT PP shift

Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.

Category Breakdown

Visual Comparison

Overall
Los Angeles-Long Beach-Anaheim
113.6
Chicago-Naperville-Elgin
103.6
Goods
Los Angeles-Long Beach-Anaheim
106.6
Chicago-Naperville-Elgin
107.3
Services
Los Angeles-Long Beach-Anaheim
158.6
Chicago-Naperville-Elgin
83.6
Rents
Los Angeles-Long Beach-Anaheim
170.4
Chicago-Naperville-Elgin
112.0

Vertical line = national average (100)

What This Comparison Actually Tells You

Services creates the largest separation: Chicago-Naperville-Elgin is 75.0 points lower. But goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.

Los Angeles-Long Beach-Anaheim, CA and Chicago-Naperville-Elgin, IL-IN sit in clearly different price tiers, separated by 10.0 RPP points. At this distance, treating the same nominal salary as equivalent would materially change purchasing power.

Both metros exceed the U.S. benchmark of 100. The choice is between two national premiums, so local wages need to clear the higher baseline in either market.

Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.

For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Los Angeles-Long Beach-Anaheim to $91,220 in Chicago-Naperville-Elgin, but it is not a personal spending weight.

Los Angeles-Long Beach-Anaheim
113.6
Cost Index
Chicago-Naperville-Elgin
103.6
Cost Index

Salary Equivalents

What a salary in Los Angeles-Long Beach-Anaheim would need to be in Chicago-Naperville-Elgin for the same purchasing power:

In Los Angeles-Long Beach-Anaheim In Chicago-Naperville-Elgin Difference
$50,000 $45,610 $-4,390
$75,000 $68,415 $-6,585
$100,000 $91,220 $-8,780
$150,000 $136,830 $-13,170
$ in Los Angeles-Long Beach-Anaheim = in Chicago-Naperville-Elgin

Same BEA Regional Price Parity ratio as the table above (113.6 → 103.6), computed live from your number, nothing is sent anywhere.

Frequently Asked Questions

Is Chicago-Naperville-Elgin more expensive than Los Angeles-Long Beach-Anaheim?

Chicago-Naperville-Elgin is 8.8% less expensive than Los Angeles-Long Beach-Anaheim. The overall cost index is 103.6 vs 113.6 (national average = 100).

What salary in Chicago-Naperville-Elgin equals $100K in Los Angeles-Long Beach-Anaheim?

A $100,000 salary in Los Angeles-Long Beach-Anaheim has the same purchasing power as $91,220 in Chicago-Naperville-Elgin. This is based on the BEA Regional Price Parity indexes.

How do rents compare between Los Angeles-Long Beach-Anaheim and Chicago-Naperville-Elgin?

Rents in Los Angeles-Long Beach-Anaheim are indexed at 170.4 while Chicago-Naperville-Elgin is at 112.0 (national average = 100). Los Angeles-Long Beach-Anaheim has higher rents.

Data sourced from official public datasets, Regional Price Parities (2024), index where national average = 100. Retrieved and formatted by PlainCost. See our methodology for details.

Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.