Overall
- Gainesville
- 96.7
- Missoula
- 96.4
Diff -0.3 RPP
Gainesville vs Missoula
Cost of living comparison based on BEA Regional Price Parities. Missoula is 0.3% less expensive than Gainesville.
0.3% less expensive
Missoula, MT is 0.3% less expensive than Gainesville, FL on BEA Regional Price Parities (overall RPP 96.4 vs 96.7). A $100,000 salary in Gainesville buys about the same as $99,702 in Missoula; the largest component gap is services.
- Overall RPP 96.7 (Gainesville) vs 96.4 (Missoula)
- $100k in Gainesville ≈ $99,702 purchasing power in Missoula
- Services drives the gap (-16.1 RPP points)
RPP parity plate
Pair FL:MT 96.7→96.4
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-BELOW · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE FL × MT
- SPLIT-BUDGET Split budget
- BOTH-BELOW Both below 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Gainesville
96.7
Cost Index
Missoula
96.4
Cost Index
What This Comparison Actually Tells You
Gainesville, FL and Missoula, MT are a photo finish on overall price level, only 0.3 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Services creates the largest separation: Missoula is 16.1 points lower. But rents move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Gainesville to $99,702 in Missoula, but it is not a personal spending weight.
Category Breakdown
Goods
- Gainesville
- 96.2
- Missoula
- 96.0
Diff -0.2 RPP
Services
- Gainesville
- 88.2
- Missoula
- 72.1
Diff -16.1 RPP
Rents
- Gainesville
- 93.0
- Missoula
- 94.9
Diff +2.0 RPP
| Category | Gainesville | Missoula | Difference |
|---|---|---|---|
| Overall | 96.7 | 96.4 | -0.3 |
| Goods | 96.2 | 96.0 | -0.2 |
| Services | 88.2 | 72.1 | -16.1 |
| Rents | 93.0 | 94.9 | +2.0 |
Visual Comparison
Overall
Gainesville 96.7
Missoula 96.4
Goods
Gainesville 96.2
Missoula 96.0
Services
Gainesville 88.2
Missoula 72.1
Rents
Gainesville 93.0
Missoula 94.9
Vertical line = national average (100)
Salary Equivalents
What a salary in Gainesville would need to be in Missoula for the same purchasing power:
| In Gainesville | In Missoula | Difference |
|---|---|---|
| $50,000 | $49,851 | $-149 |
| $75,000 | $74,777 | $-223 |
| $100,000 | $99,702 | $-298 |
| $150,000 | $149,553 | $-447 |
$ in Gainesville = in Missoula
Same BEA Regional Price Parity ratio as the table above (96.7 → 96.4), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Missoula more expensive than Gainesville?
Missoula is 0.3% less expensive than Gainesville. The overall cost index is 96.4 vs 96.7 (national average = 100).
What salary in Missoula equals $100K in Gainesville?
A $100,000 salary in Gainesville has the same purchasing power as $99,702 in Missoula. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Gainesville and Missoula?
Rents in Gainesville are indexed at 93.0 while Missoula is at 94.9 (national average = 100). Missoula has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.