Overall
- Fort Collins-Loveland
- 101.1
Diff -2.3 RPP
Fort Collins-Loveland vs Atlantic City-Hammonton
Cost of living comparison based on BEA Regional Price Parities. Atlantic City-Hammonton is 2.2% less expensive than Fort Collins-Loveland.
2.2% less expensive
Atlantic City-Hammonton, NJ is 2.2% less expensive than Fort Collins-Loveland, CO on BEA Regional Price Parities (overall RPP 98.9 vs 101.1). A $100,000 salary in Fort Collins-Loveland buys about the same as $97,754 in Atlantic City-Hammonton; the largest component gap is services.
- Overall RPP 101.1 (Fort Collins-Loveland) vs 98.9 (Atlantic City-Hammonton)
- $100k in Fort Collins-Loveland ≈ $97,754 purchasing power in Atlantic City-Hammonton
- Services drives the gap (+27.0 RPP points)
RPP parity plate
Pair CO:NJ 101.1→98.9
TIER-NEAR · CROSS-STATE · SPLIT-BUDGET · BENCH-CROSS · PP-PAR
- TIER-NEAR Near tier
- CROSS-STATE CO × NJ
- SPLIT-BUDGET Split budget
- BENCH-CROSS Benchmark cross
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Category Breakdown
Goods
Diff +3.7 RPP
Services
- Atlantic City-Hammonton
- 109.2
Diff +27.0 RPP
Rents
- Fort Collins-Loveland
- 120.6
Diff -21.9 RPP
| Category | Fort Collins-Loveland | Atlantic City-Hammonton | Difference |
|---|---|---|---|
| Overall | 101.1 | 98.9 | -2.3 |
| Goods | 96.1 | 99.8 | +3.7 |
| Services | 82.2 | 109.2 | +27.0 |
| Rents | 120.6 | 98.7 | -21.9 |
Visual Comparison
Overall
Fort Collins-Loveland 101.1
Atlantic City-Hammonton 98.9
Goods
Fort Collins-Loveland 96.1
Atlantic City-Hammonton 99.8
Services
Fort Collins-Loveland 82.2
Atlantic City-Hammonton 109.2
Rents
Fort Collins-Loveland 120.6
Atlantic City-Hammonton 98.7
Vertical line = national average (100)
What This Comparison Actually Tells You
Services creates the largest separation: Atlantic City-Hammonton is 27.0 points higher. But services and goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Atlantic City-Hammonton, NJ is 2.2% less expensive than Fort Collins-Loveland, CO, a meaningful but not extreme shift. The move decision turns on which budget category creates the 2.3-point overall gap.
This route crosses the national benchmark: Fort Collins-Loveland is above 100 while Atlantic City-Hammonton is below it. That makes the move a change of price regime, not merely a rank swap.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Fort Collins-Loveland to $97,754 in Atlantic City-Hammonton, but it is not a personal spending weight.
Fort Collins-Loveland
101.1
Cost Index
Atlantic City-Hammonton
98.9
Cost Index
Salary Equivalents
What a salary in Fort Collins-Loveland would need to be in Atlantic City-Hammonton for the same purchasing power:
| In Fort Collins-Loveland | In Atlantic City-Hammonton | Difference |
|---|---|---|
| $50,000 | $48,877 | $-1,123 |
| $75,000 | $73,316 | $-1,684 |
| $100,000 | $97,754 | $-2,246 |
| $150,000 | $146,631 | $-3,369 |
$ in Fort Collins-Loveland = in Atlantic City-Hammonton
Same BEA Regional Price Parity ratio as the table above (101.1 → 98.9), computed live from your number, nothing is sent anywhere.
How the Price Gap Changed
Fort Collins-Loveland and Atlantic City-Hammonton share 17 published annual releases from 2008 through 2024. Their overall gap narrowed, moving from 13.5 to 2.3 RPP points. Fort Collins-Loveland remained the higher-index metro in the latest release.
Rents changed the most within this pair: its gap moved 56.0 points between the first and latest shared releases (34.1 to 21.9 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Fort Collins-Loveland RPP | Atlantic City-Hammonton RPP | Relative Gap |
|---|---|---|---|
| 2008 | 97.2 | 110.7 | 13.5 points Atlantic City-Hammonton higher |
| 2012 | 104.7 | 104.6 | 0.1 points Fort Collins-Loveland higher |
| 2016 | 101.4 | 102.6 | 1.2 points Atlantic City-Hammonton higher |
| 2020 | 98.5 | 101.2 | 2.7 points Atlantic City-Hammonton higher |
| 2024 | 101.1 | 98.9 | 2.3 points Fort Collins-Loveland higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Frequently Asked Questions
Is Atlantic City-Hammonton more expensive than Fort Collins-Loveland?
Atlantic City-Hammonton is 2.2% less expensive than Fort Collins-Loveland. The overall cost index is 98.9 vs 101.1 (national average = 100).
What salary in Atlantic City-Hammonton equals $100K in Fort Collins-Loveland?
A $100,000 salary in Fort Collins-Loveland has the same purchasing power as $97,754 in Atlantic City-Hammonton. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Fort Collins-Loveland and Atlantic City-Hammonton?
Rents in Fort Collins-Loveland are indexed at 120.6 while Atlantic City-Hammonton is at 98.7 (national average = 100). Fort Collins-Loveland has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.