Overall
- Fort Collins-Loveland
- 101.1
- Ann Arbor
- 100.9
Diff -0.2 RPP
Fort Collins-Loveland vs Ann Arbor
Cost of living comparison based on BEA Regional Price Parities. Ann Arbor is 0.2% less expensive than Fort Collins-Loveland.
0.2% less expensive
Ann Arbor, MI is 0.2% less expensive than Fort Collins-Loveland, CO on BEA Regional Price Parities (overall RPP 100.9 vs 101.1). A $100,000 salary in Fort Collins-Loveland buys about the same as $99,755 in Ann Arbor; the largest component gap is services.
- Overall RPP 101.1 (Fort Collins-Loveland) vs 100.9 (Ann Arbor)
- $100k in Fort Collins-Loveland ≈ $99,755 purchasing power in Ann Arbor
- Services drives the gap (+16.0 RPP points)
RPP parity plate
Pair CO:MI 101.1→100.9
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-ABOVE · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE CO × MI
- SPLIT-BUDGET Split budget
- BOTH-ABOVE Both above 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Fort Collins-Loveland
101.1
Cost Index
Ann Arbor
100.9
Cost Index
What This Comparison Actually Tells You
Fort Collins-Loveland, CO and Ann Arbor, MI are a photo finish on overall price level, only 0.2 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Services creates the largest separation: Ann Arbor is 16.0 points higher. But services and rents move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros exceed the U.S. benchmark of 100. The choice is between two national premiums, so local wages need to clear the higher baseline in either market.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Fort Collins-Loveland to $99,755 in Ann Arbor, but it is not a personal spending weight.
Category Breakdown
Goods
- Ann Arbor
- 93.7
Diff -2.3 RPP
Services
- Ann Arbor
- 98.2
Diff +16.0 RPP
Rents
- Fort Collins-Loveland
- 120.6
- Ann Arbor
- 125.3
Diff +4.7 RPP
| Category | Fort Collins-Loveland | Ann Arbor | Difference |
|---|---|---|---|
| Overall | 101.1 | 100.9 | -0.2 |
| Goods | 96.1 | 93.7 | -2.3 |
| Services | 82.2 | 98.2 | +16.0 |
| Rents | 120.6 | 125.3 | +4.7 |
Visual Comparison
Overall
Fort Collins-Loveland 101.1
Ann Arbor 100.9
Goods
Fort Collins-Loveland 96.1
Ann Arbor 93.7
Services
Fort Collins-Loveland 82.2
Ann Arbor 98.2
Rents
Fort Collins-Loveland 120.6
Ann Arbor 125.3
Vertical line = national average (100)
Salary Equivalents
What a salary in Fort Collins-Loveland would need to be in Ann Arbor for the same purchasing power:
| In Fort Collins-Loveland | In Ann Arbor | Difference |
|---|---|---|
| $50,000 | $49,877 | $-123 |
| $75,000 | $74,816 | $-184 |
| $100,000 | $99,755 | $-245 |
| $150,000 | $149,632 | $-368 |
$ in Fort Collins-Loveland = in Ann Arbor
Same BEA Regional Price Parity ratio as the table above (101.1 → 100.9), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Ann Arbor more expensive than Fort Collins-Loveland?
Ann Arbor is 0.2% less expensive than Fort Collins-Loveland. The overall cost index is 100.9 vs 101.1 (national average = 100).
What salary in Ann Arbor equals $100K in Fort Collins-Loveland?
A $100,000 salary in Fort Collins-Loveland has the same purchasing power as $99,755 in Ann Arbor. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Fort Collins-Loveland and Ann Arbor?
Rents in Fort Collins-Loveland are indexed at 120.6 while Ann Arbor is at 125.3 (national average = 100). Ann Arbor has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.