Overall
- Denver-Aurora-Centennial
- 105.8
- Santa Fe
- 98.8
Diff -7.0 RPP
Cost of living comparison based on BEA Regional Price Parities. Santa Fe is 6.6% less expensive than Denver-Aurora-Centennial.
Santa Fe, NM is 6.6% less expensive than Denver-Aurora-Centennial, CO on BEA Regional Price Parities (overall RPP 98.8 vs 105.8). A $100,000 salary in Denver-Aurora-Centennial buys about the same as $93,368 in Santa Fe; the largest component gap is rents.
RPP parity plate
Pair CO:NM 105.8→98.8
TIER-NEAR · CROSS-STATE · RENT-LED · BENCH-CROSS · PP-SHIFT
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
What a salary in Denver-Aurora-Centennial would need to be in Santa Fe for the same purchasing power:
| In Denver-Aurora-Centennial | In Santa Fe | Difference |
|---|---|---|
| $50,000 | $46,684 | $-3,316 |
| $75,000 | $70,026 | $-4,974 |
| $100,000 | $93,368 | $-6,632 |
| $150,000 | $140,053 | $-9,947 |
Same BEA Regional Price Parity ratio as the table above (105.8 → 98.8), computed live from your number, nothing is sent anywhere.
Santa Fe, NM is 6.6% less expensive than Denver-Aurora-Centennial, CO, a meaningful but not extreme shift. The move decision turns on which budget category creates the 7.0-point overall gap.
This route crosses the national benchmark: Denver-Aurora-Centennial is above 100 while Santa Fe is below it. That makes the move a change of price regime, not merely a rank swap.
Rents leads the difference, with Santa Fe 38.9 points lower than Denver-Aurora-Centennial. Goods, services, and rents all point in the same broad direction, making the headline comparison more transferable across household types.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Denver-Aurora-Centennial corresponds to $93,368 in Santa Fe.
Diff -7.0 RPP
Diff -4.8 RPP
Diff -11.2 RPP
Diff -38.9 RPP
| Category | Denver-Aurora-Centennial | Santa Fe | Difference |
|---|---|---|---|
| Overall | 105.8 | 98.8 | -7.0 |
| Goods | 101.0 | 96.1 | -4.8 |
| Services | 87.9 | 76.7 | -11.2 |
| Rents | 146.9 | 108.0 | -38.9 |
Vertical line = national average (100)
Santa Fe is 6.6% less expensive than Denver-Aurora-Centennial. The overall cost index is 98.8 vs 105.8 (national average = 100).
A $100,000 salary in Denver-Aurora-Centennial has the same purchasing power as $93,368 in Santa Fe. This is based on the BEA Regional Price Parity indexes.
Rents in Denver-Aurora-Centennial are indexed at 146.9 while Santa Fe is at 108.0 (national average = 100). Denver-Aurora-Centennial has higher rents.
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.