Overall
- Chicago-Naperville-Elgin
- 103.6
Diff -7.6 RPP
Chicago-Naperville-Elgin vs Racine-Mount Pleasant
Cost of living comparison based on BEA Regional Price Parities. Racine-Mount Pleasant is 7.4% less expensive than Chicago-Naperville-Elgin.
7.4% less expensive
Racine-Mount Pleasant, WI is 7.4% less expensive than Chicago-Naperville-Elgin, IL-IN on BEA Regional Price Parities (overall RPP 96.0 vs 103.6). A $100,000 salary in Chicago-Naperville-Elgin buys about the same as $92,631 in Racine-Mount Pleasant; the largest component gap is rents.
- Overall RPP 103.6 (Chicago-Naperville-Elgin) vs 96.0 (Racine-Mount Pleasant)
- $100k in Chicago-Naperville-Elgin ≈ $92,631 purchasing power in Racine-Mount Pleasant
- Rents drives the gap (-20.0 RPP points)
RPP parity plate
Pair IL:WI 103.6→96.0
TIER-NEAR · CROSS-STATE · SPLIT-BUDGET · BENCH-CROSS · PP-SHIFT
- TIER-NEAR Near tier
- CROSS-STATE IL × WI
- SPLIT-BUDGET Split budget
- BENCH-CROSS Benchmark cross
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Category Breakdown
Goods
- Chicago-Naperville-Elgin
- 107.3
Diff -13.5 RPP
Services
Diff +6.4 RPP
Rents
- Chicago-Naperville-Elgin
- 112.0
Diff -20.0 RPP
| Category | Chicago-Naperville-Elgin | Racine-Mount Pleasant | Difference |
|---|---|---|---|
| Overall | 103.6 | 96.0 | -7.6 |
| Goods | 107.3 | 93.8 | -13.5 |
| Services | 83.6 | 90.0 | +6.4 |
| Rents | 112.0 | 92.0 | -20.0 |
Visual Comparison
Overall
Chicago-Naperville-Elgin 103.6
Racine-Mount Pleasant 96.0
Goods
Chicago-Naperville-Elgin 107.3
Racine-Mount Pleasant 93.8
Services
Chicago-Naperville-Elgin 83.6
Racine-Mount Pleasant 90.0
Rents
Chicago-Naperville-Elgin 112.0
Racine-Mount Pleasant 92.0
Vertical line = national average (100)
What This Comparison Actually Tells You
Rents creates the largest separation: Racine-Mount Pleasant is 20.0 points lower. But services move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Racine-Mount Pleasant, WI is 7.4% less expensive than Chicago-Naperville-Elgin, IL-IN, a meaningful but not extreme shift. The move decision turns on which budget category creates the 7.6-point overall gap.
This route crosses the national benchmark: Chicago-Naperville-Elgin is above 100 while Racine-Mount Pleasant is below it. That makes the move a change of price regime, not merely a rank swap.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Chicago-Naperville-Elgin corresponds to $92,631 in Racine-Mount Pleasant.
Chicago-Naperville-Elgin
103.6
Cost Index
Racine-Mount Pleasant
96.0
Cost Index
Salary Equivalents
What a salary in Chicago-Naperville-Elgin would need to be in Racine-Mount Pleasant for the same purchasing power:
| In Chicago-Naperville-Elgin | In Racine-Mount Pleasant | Difference |
|---|---|---|
| $50,000 | $46,315 | $-3,685 |
| $75,000 | $69,473 | $-5,527 |
| $100,000 | $92,631 | $-7,369 |
| $150,000 | $138,946 | $-11,054 |
$ in Chicago-Naperville-Elgin = in Racine-Mount Pleasant
Same BEA Regional Price Parity ratio as the table above (103.6 → 96.0), computed live from your number, nothing is sent anywhere.
How the Price Gap Changed
Chicago-Naperville-Elgin and Racine-Mount Pleasant share 17 published annual releases from 2008 through 2024. Their overall gap narrowed, moving from 9.1 to 7.6 RPP points. Chicago-Naperville-Elgin remained the higher-index metro in the latest release.
Rents changed the most within this pair: its gap moved 14.7 points between the first and latest shared releases (34.7 to 20.0 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Chicago-Naperville-Elgin RPP | Racine-Mount Pleasant RPP | Relative Gap |
|---|---|---|---|
| 2008 | 105.4 | 96.3 | 9.1 points Chicago-Naperville-Elgin higher |
| 2012 | 105.1 | 94.4 | 10.7 points Chicago-Naperville-Elgin higher |
| 2016 | 103.8 | 94.6 | 9.2 points Chicago-Naperville-Elgin higher |
| 2020 | 104.5 | 93.9 | 10.6 points Chicago-Naperville-Elgin higher |
| 2024 | 103.6 | 96.0 | 7.6 points Chicago-Naperville-Elgin higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Frequently Asked Questions
Is Racine-Mount Pleasant more expensive than Chicago-Naperville-Elgin?
Racine-Mount Pleasant is 7.4% less expensive than Chicago-Naperville-Elgin. The overall cost index is 96.0 vs 103.6 (national average = 100).
What salary in Racine-Mount Pleasant equals $100K in Chicago-Naperville-Elgin?
A $100,000 salary in Chicago-Naperville-Elgin has the same purchasing power as $92,631 in Racine-Mount Pleasant. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Chicago-Naperville-Elgin and Racine-Mount Pleasant?
Rents in Chicago-Naperville-Elgin are indexed at 112.0 while Racine-Mount Pleasant is at 92.0 (national average = 100). Chicago-Naperville-Elgin has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.