Overall
- Bloomington
- 93.5
- Janesville-Beloit
- 93.7
Diff +0.2 RPP
Bloomington vs Janesville-Beloit
Cost of living comparison based on BEA Regional Price Parities. Janesville-Beloit is 0.2% more expensive than Bloomington.
0.2% more expensive
Janesville-Beloit, WI is 0.2% more expensive than Bloomington, IL on BEA Regional Price Parities (overall RPP 93.7 vs 93.5). A $100,000 salary in Bloomington buys about the same as $100,177 in Janesville-Beloit; the largest component gap is rents.
- Overall RPP 93.5 (Bloomington) vs 93.7 (Janesville-Beloit)
- $100k in Bloomington ≈ $100,177 purchasing power in Janesville-Beloit
- Rents drives the gap (+4.8 RPP points)
RPP parity plate
Pair IL:WI 93.5→93.7
PHOTO-FINISH · CROSS-STATE · RENT-LED · BOTH-BELOW · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE IL × WI
- RENT-LED Rent-led gap
- BOTH-BELOW Both below 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Bloomington
93.5
Cost Index
Janesville-Beloit
93.7
Cost Index
What This Comparison Actually Tells You
Bloomington, IL and Janesville-Beloit, WI are a photo finish on overall price level, only 0.2 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Rents leads the difference, with Janesville-Beloit 4.8 points higher than Bloomington. Goods, services, and rents all point in the same broad direction, making the headline comparison more transferable across household types.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Bloomington corresponds to $100,177 in Janesville-Beloit.
Category Breakdown
Goods
- Bloomington
- 93.6
- Janesville-Beloit
- 93.8
Diff +0.1 RPP
Services
- Bloomington
- 89.6
- Janesville-Beloit
- 90.4
Diff +0.8 RPP
Rents
- Bloomington
- 74.7
- Janesville-Beloit
- 79.6
Diff +4.8 RPP
| Category | Bloomington | Janesville-Beloit | Difference |
|---|---|---|---|
| Overall | 93.5 | 93.7 | +0.2 |
| Goods | 93.6 | 93.8 | +0.1 |
| Services | 89.6 | 90.4 | +0.8 |
| Rents | 74.7 | 79.6 | +4.8 |
Visual Comparison
Overall
Bloomington 93.5
Janesville-Beloit 93.7
Goods
Bloomington 93.6
Janesville-Beloit 93.8
Services
Bloomington 89.6
Janesville-Beloit 90.4
Rents
Bloomington 74.7
Janesville-Beloit 79.6
Vertical line = national average (100)
Salary Equivalents
What a salary in Bloomington would need to be in Janesville-Beloit for the same purchasing power:
| In Bloomington | In Janesville-Beloit | Difference |
|---|---|---|
| $50,000 | $50,089 | +$89 |
| $75,000 | $75,133 | +$133 |
| $100,000 | $100,177 | +$177 |
| $150,000 | $150,266 | +$266 |
$ in Bloomington = in Janesville-Beloit
Same BEA Regional Price Parity ratio as the table above (93.5 → 93.7), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Janesville-Beloit more expensive than Bloomington?
Janesville-Beloit is 0.2% more expensive than Bloomington. The overall cost index is 93.7 vs 93.5 (national average = 100).
What salary in Janesville-Beloit equals $100K in Bloomington?
A $100,000 salary in Bloomington has the same purchasing power as $100,177 in Janesville-Beloit. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Bloomington and Janesville-Beloit?
Rents in Bloomington are indexed at 74.7 while Janesville-Beloit is at 79.6 (national average = 100). Janesville-Beloit has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.