Overall
- Bend
- 103.6
Diff -2.7 RPP
Bend vs Tampa-St. Petersburg-Clearwater
Cost of living comparison based on BEA Regional Price Parities. Tampa-St. Petersburg-Clearwater is 2.6% less expensive than Bend.
2.6% less expensive
Tampa-St. Petersburg-Clearwater, FL is 2.6% less expensive than Bend, OR on BEA Regional Price Parities (overall RPP 100.9 vs 103.6). A $100,000 salary in Bend buys about the same as $97,378 in Tampa-St. Petersburg-Clearwater; the largest component gap is services.
- Overall RPP 103.6 (Bend) vs 100.9 (Tampa-St. Petersburg-Clearwater)
- $100k in Bend ≈ $97,378 purchasing power in Tampa-St. Petersburg-Clearwater
- Services drives the gap (-16.5 RPP points)
RPP parity plate
Pair OR:FL 103.6→100.9
TIER-NEAR · CROSS-STATE · SPLIT-BUDGET · BOTH-ABOVE · PP-SHIFT
- TIER-NEAR Near tier
- CROSS-STATE OR × FL
- SPLIT-BUDGET Split budget
- BOTH-ABOVE Both above 100
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Category Breakdown
Goods
- Bend
- 105.3
Diff -9.8 RPP
Services
- Bend
- 105.0
Diff -16.5 RPP
Rents
- Bend
- 110.0
Diff +15.9 RPP
| Category | Bend | Tampa-St. Petersburg-Clearwater | Difference |
|---|---|---|---|
| Overall | 103.6 | 100.9 | -2.7 |
| Goods | 105.3 | 95.5 | -9.8 |
| Services | 105.0 | 88.5 | -16.5 |
| Rents | 110.0 | 125.8 | +15.9 |
Visual Comparison
Overall
Bend 103.6
Tampa-St. Petersburg-Clearwater 100.9
Goods
Bend 105.3
Tampa-St. Petersburg-Clearwater 95.5
Services
Bend 105.0
Tampa-St. Petersburg-Clearwater 88.5
Rents
Bend 110.0
Tampa-St. Petersburg-Clearwater 125.8
Vertical line = national average (100)
What This Comparison Actually Tells You
Services creates the largest separation: Tampa-St. Petersburg-Clearwater is 16.5 points lower. But rents move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Tampa-St. Petersburg-Clearwater, FL is 2.6% less expensive than Bend, OR, a meaningful but not extreme shift. The move decision turns on which budget category creates the 2.7-point overall gap.
Both metros exceed the U.S. benchmark of 100. The choice is between two national premiums, so local wages need to clear the higher baseline in either market.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Bend to $97,378 in Tampa-St. Petersburg-Clearwater, but it is not a personal spending weight.
Bend
103.6
Cost Index
Tampa-St. Petersburg-Clearwater
100.9
Cost Index
Salary Equivalents
What a salary in Bend would need to be in Tampa-St. Petersburg-Clearwater for the same purchasing power:
| In Bend | In Tampa-St. Petersburg-Clearwater | Difference |
|---|---|---|
| $50,000 | $48,689 | $-1,311 |
| $75,000 | $73,033 | $-1,967 |
| $100,000 | $97,378 | $-2,622 |
| $150,000 | $146,066 | $-3,934 |
$ in Bend = in Tampa-St. Petersburg-Clearwater
Same BEA Regional Price Parity ratio as the table above (103.6 → 100.9), computed live from your number, nothing is sent anywhere.
How the Price Gap Changed
Bend and Tampa-St. Petersburg-Clearwater share 17 published annual releases from 2008 through 2024. Their overall gap narrowed, moving from 3.5 to 2.7 RPP points. Bend remained the higher-index metro in the latest release.
Services changed the most within this pair: its gap moved 42.5 points between the first and latest shared releases (26.0 to 16.5 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Bend RPP | Tampa-St. Petersburg-Clearwater RPP | Relative Gap |
|---|---|---|---|
| 2008 | 99.8 | 103.3 | 3.5 points Tampa-St. Petersburg-Clearwater higher |
| 2012 | 95.8 | 100.3 | 4.5 points Tampa-St. Petersburg-Clearwater higher |
| 2016 | 99.0 | 97.1 | 1.9 points Bend higher |
| 2020 | 102.9 | 101.3 | 1.6 points Bend higher |
| 2024 | 103.6 | 100.9 | 2.7 points Bend higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Frequently Asked Questions
Is Tampa-St. Petersburg-Clearwater more expensive than Bend?
Tampa-St. Petersburg-Clearwater is 2.6% less expensive than Bend. The overall cost index is 100.9 vs 103.6 (national average = 100).
What salary in Tampa-St. Petersburg-Clearwater equals $100K in Bend?
A $100,000 salary in Bend has the same purchasing power as $97,378 in Tampa-St. Petersburg-Clearwater. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Bend and Tampa-St. Petersburg-Clearwater?
Rents in Bend are indexed at 110.0 while Tampa-St. Petersburg-Clearwater is at 125.8 (national average = 100). Tampa-St. Petersburg-Clearwater has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.