Overall
Diff -11.4 RPP
Bend vs Memphis
Cost of living comparison based on BEA Regional Price Parities. Memphis is 11% less expensive than Bend.
11% less expensive
Memphis, TN-MS-AR is 11% less expensive than Bend, OR on BEA Regional Price Parities (overall RPP 92.2 vs 103.6). A $100,000 salary in Bend buys about the same as $88,970 in Memphis; the largest component gap is services.
- Overall RPP 103.6 (Bend) vs 92.2 (Memphis)
- $100k in Bend ≈ $88,970 purchasing power in Memphis
- Services drives the gap (-30.9 RPP points)
RPP parity plate
Pair OR:TN 103.6→92.2
TIER-GAP · CROSS-STATE · SERVICES-LED · BENCH-CROSS · PP-SHIFT
- TIER-GAP Clear tier gap
- CROSS-STATE OR × TN
- SERVICES-LED Services-led gap
- BENCH-CROSS Benchmark cross
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
What This Comparison Actually Tells You
Bend, OR and Memphis, TN-MS-AR sit in clearly different price tiers, separated by 11.4 RPP points. At this distance, treating the same nominal salary as equivalent would materially change purchasing power.
This route crosses the national benchmark: Bend is above 100 while Memphis is below it. That makes the move a change of price regime, not merely a rank swap.
Services leads the difference, with Memphis 30.9 points lower than Bend. Goods, services, and rents all point in the same broad direction, making the headline comparison more transferable across household types.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Bend to $88,970 in Memphis, but it is not a personal spending weight.
How the Price Gap Changed
Bend and Memphis share 17 published annual releases from 2008 through 2024. Their overall gap widened, moving from 5.6 to 11.4 RPP points. Bend remained the higher-index metro in the latest release.
Services changed the most within this pair: its gap moved 39.7 points between the first and latest shared releases (8.8 to 30.9 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Bend RPP | Memphis RPP | Relative Gap |
|---|---|---|---|
| 2008 | 99.8 | 94.2 | 5.6 points Bend higher |
| 2012 | 95.8 | 95.0 | 0.7 points Bend higher |
| 2016 | 99.0 | 95.2 | 3.7 points Bend higher |
| 2020 | 102.9 | 90.3 | 12.6 points Bend higher |
| 2024 | 103.6 | 92.2 | 11.4 points Bend higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Category Breakdown
Goods
Diff -9.0 RPP
Services
Diff -30.9 RPP
Rents
Diff -30.2 RPP
| Category | Bend | Memphis | Difference |
|---|---|---|---|
| Overall | 103.6 | 92.2 | -11.4 |
| Goods | 105.3 | 96.2 | -9.0 |
| Services | 105.0 | 74.1 | -30.9 |
| Rents | 110.0 | 79.8 | -30.2 |
Visual Comparison
Overall
Bend 103.6
Memphis 92.2
Goods
Bend 105.3
Memphis 96.2
Services
Bend 105.0
Memphis 74.1
Rents
Bend 110.0
Memphis 79.8
Vertical line = national average (100)
Salary Equivalents
What a salary in Bend would need to be in Memphis for the same purchasing power:
| In Bend | In Memphis | Difference |
|---|---|---|
| $50,000 | $44,485 | $-5,515 |
| $75,000 | $66,727 | $-8,273 |
| $100,000 | $88,970 | $-11,030 |
| $150,000 | $133,455 | $-16,545 |
$ in Bend = in Memphis
Same BEA Regional Price Parity ratio as the table above (103.6 → 92.2), computed live from your number, nothing is sent anywhere.
Bend
103.6
Cost Index
Memphis
92.2
Cost Index
Frequently Asked Questions
Is Memphis more expensive than Bend?
Memphis is 11% less expensive than Bend. The overall cost index is 92.2 vs 103.6 (national average = 100).
What salary in Memphis equals $100K in Bend?
A $100,000 salary in Bend has the same purchasing power as $88,970 in Memphis. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Bend and Memphis?
Rents in Bend are indexed at 110.0 while Memphis is at 79.8 (national average = 100). Bend has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.