Overall
- Barnstable Town
- 98.4
- Fort Collins-Loveland
- 101.1
Diff +2.8 RPP
Barnstable Town vs Fort Collins-Loveland
Cost of living comparison based on BEA Regional Price Parities. Fort Collins-Loveland is 2.8% more expensive than Barnstable Town.
2.8% more expensive
Fort Collins-Loveland, CO is 2.8% more expensive than Barnstable Town, MA on BEA Regional Price Parities (overall RPP 101.1 vs 98.4). A $100,000 salary in Barnstable Town buys about the same as $102,824 in Fort Collins-Loveland; the largest component gap is services.
- Overall RPP 98.4 (Barnstable Town) vs 101.1 (Fort Collins-Loveland)
- $100k in Barnstable Town ≈ $102,824 purchasing power in Fort Collins-Loveland
- Services drives the gap (-76.3 RPP points)
RPP parity plate
Pair MA:CO 98.4→101.1
TIER-NEAR · CROSS-STATE · SPLIT-BUDGET · BENCH-CROSS · PP-SHIFT
- TIER-NEAR Near tier
- CROSS-STATE MA × CO
- SPLIT-BUDGET Split budget
- BENCH-CROSS Benchmark cross
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Category Breakdown
Goods
- Barnstable Town
- 97.0
Diff -1.0 RPP
Services
- Barnstable Town
- 158.4
Diff -76.3 RPP
Rents
- Barnstable Town
- 90.0
- Fort Collins-Loveland
- 120.6
Diff +30.6 RPP
| Category | Barnstable Town | Fort Collins-Loveland | Difference |
|---|---|---|---|
| Overall | 98.4 | 101.1 | +2.8 |
| Goods | 97.0 | 96.1 | -1.0 |
| Services | 158.4 | 82.2 | -76.3 |
| Rents | 90.0 | 120.6 | +30.6 |
Visual Comparison
Overall
Barnstable Town 98.4
Fort Collins-Loveland 101.1
Goods
Barnstable Town 97.0
Fort Collins-Loveland 96.1
Services
Barnstable Town 158.4
Fort Collins-Loveland 82.2
Rents
Barnstable Town 90.0
Fort Collins-Loveland 120.6
Vertical line = national average (100)
What This Comparison Actually Tells You
Services creates the largest separation: Fort Collins-Loveland is 76.3 points lower. But services and goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Fort Collins-Loveland, CO is 2.8% more expensive than Barnstable Town, MA, a meaningful but not extreme shift. The move decision turns on which budget category creates the 2.8-point overall gap.
This route crosses the national benchmark: Fort Collins-Loveland is above 100 while Barnstable Town is below it. That makes the move a change of price regime, not merely a rank swap.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Barnstable Town to $102,824 in Fort Collins-Loveland, but it is not a personal spending weight.
Barnstable Town
98.4
Cost Index
Fort Collins-Loveland
101.1
Cost Index
Salary Equivalents
What a salary in Barnstable Town would need to be in Fort Collins-Loveland for the same purchasing power:
| In Barnstable Town | In Fort Collins-Loveland | Difference |
|---|---|---|
| $50,000 | $51,412 | +$1,412 |
| $75,000 | $77,118 | +$2,118 |
| $100,000 | $102,824 | +$2,824 |
| $150,000 | $154,235 | +$4,235 |
$ in Barnstable Town = in Fort Collins-Loveland
Same BEA Regional Price Parity ratio as the table above (98.4 → 101.1), computed live from your number, nothing is sent anywhere.
How the Price Gap Changed
Barnstable Town and Fort Collins-Loveland share 17 published annual releases from 2008 through 2024. Their overall gap narrowed, moving from 5.6 to 2.8 RPP points. Fort Collins-Loveland remained the higher-index metro in the latest release.
Rents changed the most within this pair: its gap moved 38.5 points between the first and latest shared releases (7.9 to 30.6 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Barnstable Town RPP | Fort Collins-Loveland RPP | Relative Gap |
|---|---|---|---|
| 2008 | 102.8 | 97.2 | 5.6 points Barnstable Town higher |
| 2012 | 100.9 | 104.7 | 3.8 points Fort Collins-Loveland higher |
| 2016 | 105.8 | 101.4 | 4.4 points Barnstable Town higher |
| 2020 | 101.3 | 98.5 | 2.7 points Barnstable Town higher |
| 2024 | 98.4 | 101.1 | 2.8 points Fort Collins-Loveland higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Frequently Asked Questions
Is Fort Collins-Loveland more expensive than Barnstable Town?
Fort Collins-Loveland is 2.8% more expensive than Barnstable Town. The overall cost index is 101.1 vs 98.4 (national average = 100).
What salary in Fort Collins-Loveland equals $100K in Barnstable Town?
A $100,000 salary in Barnstable Town has the same purchasing power as $102,824 in Fort Collins-Loveland. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Barnstable Town and Fort Collins-Loveland?
Rents in Barnstable Town are indexed at 90.0 while Fort Collins-Loveland is at 120.6 (national average = 100). Fort Collins-Loveland has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.