Overall
- Ames
- 88.8
- Springfield
- 88.6
Diff -0.2 RPP
Ames vs Springfield
Cost of living comparison based on BEA Regional Price Parities. Springfield is 0.3% less expensive than Ames.
0.3% less expensive
Springfield, MO is 0.3% less expensive than Ames, IA on BEA Regional Price Parities (overall RPP 88.6 vs 88.8). A $100,000 salary in Ames buys about the same as $99,724 in Springfield; the largest component gap is rents.
- Overall RPP 88.8 (Ames) vs 88.6 (Springfield)
- $100k in Ames ≈ $99,724 purchasing power in Springfield
- Rents drives the gap (-3.6 RPP points)
RPP parity plate
Pair IA:MO 88.8→88.6
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-BELOW · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE IA × MO
- SPLIT-BUDGET Split budget
- BOTH-BELOW Both below 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Ames
88.8
Cost Index
Springfield
88.6
Cost Index
What This Comparison Actually Tells You
Ames, IA and Springfield, MO are a photo finish on overall price level, only 0.2 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Rents creates the largest separation: Springfield is 3.6 points lower. But services and goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Ames corresponds to $99,724 in Springfield.
Category Breakdown
Goods
- Ames
- 93.7
- Springfield
- 94.2
Diff +0.5 RPP
Services
- Ames
- 83.0
- Springfield
- 85.8
Diff +2.8 RPP
Rents
- Ames
- 69.2
- Springfield
- 65.6
Diff -3.6 RPP
| Category | Ames | Springfield | Difference |
|---|---|---|---|
| Overall | 88.8 | 88.6 | -0.2 |
| Goods | 93.7 | 94.2 | +0.5 |
| Services | 83.0 | 85.8 | +2.8 |
| Rents | 69.2 | 65.6 | -3.6 |
Visual Comparison
Overall
Ames 88.8
Springfield 88.6
Goods
Ames 93.7
Springfield 94.2
Services
Ames 83.0
Springfield 85.8
Rents
Ames 69.2
Springfield 65.6
Vertical line = national average (100)
Salary Equivalents
What a salary in Ames would need to be in Springfield for the same purchasing power:
| In Ames | In Springfield | Difference |
|---|---|---|
| $50,000 | $49,862 | $-138 |
| $75,000 | $74,793 | $-207 |
| $100,000 | $99,724 | $-276 |
| $150,000 | $149,586 | $-414 |
$ in Ames = in Springfield
Same BEA Regional Price Parity ratio as the table above (88.8 → 88.6), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Springfield more expensive than Ames?
Springfield is 0.3% less expensive than Ames. The overall cost index is 88.6 vs 88.8 (national average = 100).
What salary in Springfield equals $100K in Ames?
A $100,000 salary in Ames has the same purchasing power as $99,724 in Springfield. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Ames and Springfield?
Rents in Ames are indexed at 69.2 while Springfield is at 65.6 (national average = 100). Ames has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.