Overall
- Albuquerque
- 95.5
- Ocala
- 95.2
Diff -0.3 RPP
Albuquerque vs Ocala
Cost of living comparison based on BEA Regional Price Parities. Ocala is 0.3% less expensive than Albuquerque.
0.3% less expensive
Ocala, FL is 0.3% less expensive than Albuquerque, NM on BEA Regional Price Parities (overall RPP 95.2 vs 95.5). A $100,000 salary in Albuquerque buys about the same as $99,673 in Ocala; the largest component gap is services.
- Overall RPP 95.5 (Albuquerque) vs 95.2 (Ocala)
- $100k in Albuquerque ≈ $99,673 purchasing power in Ocala
- Services drives the gap (+9.3 RPP points)
RPP parity plate
Pair NM:FL 95.5→95.2
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-BELOW · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE NM × FL
- SPLIT-BUDGET Split budget
- BOTH-BELOW Both below 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Albuquerque
95.5
Cost Index
Ocala
95.2
Cost Index
What This Comparison Actually Tells You
Albuquerque, NM and Ocala, FL are a photo finish on overall price level, only 0.3 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Services creates the largest separation: Ocala is 9.3 points higher. But services and goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Albuquerque to $99,673 in Ocala, but it is not a personal spending weight.
Category Breakdown
Goods
- Albuquerque
- 96.1
- Ocala
- 96.2
Diff +0.1 RPP
Services
- Albuquerque
- 77.9
- Ocala
- 87.1
Diff +9.3 RPP
Rents
- Albuquerque
- 89.2
- Ocala
- 86.2
Diff -2.9 RPP
| Category | Albuquerque | Ocala | Difference |
|---|---|---|---|
| Overall | 95.5 | 95.2 | -0.3 |
| Goods | 96.1 | 96.2 | +0.1 |
| Services | 77.9 | 87.1 | +9.3 |
| Rents | 89.2 | 86.2 | -2.9 |
Visual Comparison
Overall
Albuquerque 95.5
Ocala 95.2
Goods
Albuquerque 96.1
Ocala 96.2
Services
Albuquerque 77.9
Ocala 87.1
Rents
Albuquerque 89.2
Ocala 86.2
Vertical line = national average (100)
Salary Equivalents
What a salary in Albuquerque would need to be in Ocala for the same purchasing power:
| In Albuquerque | In Ocala | Difference |
|---|---|---|
| $50,000 | $49,837 | $-163 |
| $75,000 | $74,755 | $-245 |
| $100,000 | $99,673 | $-327 |
| $150,000 | $149,510 | $-490 |
$ in Albuquerque = in Ocala
Same BEA Regional Price Parity ratio as the table above (95.5 → 95.2), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Ocala more expensive than Albuquerque?
Ocala is 0.3% less expensive than Albuquerque. The overall cost index is 95.2 vs 95.5 (national average = 100).
What salary in Ocala equals $100K in Albuquerque?
A $100,000 salary in Albuquerque has the same purchasing power as $99,673 in Ocala. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Albuquerque and Ocala?
Rents in Albuquerque are indexed at 89.2 while Ocala is at 86.2 (national average = 100). Albuquerque has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.