Overall
- Albany
- 102.1
Diff -1.2 RPP
Albany vs Tampa-St. Petersburg-Clearwater
Cost of living comparison based on BEA Regional Price Parities. Tampa-St. Petersburg-Clearwater is 1.2% less expensive than Albany.
1.2% less expensive
Tampa-St. Petersburg-Clearwater, FL is 1.2% less expensive than Albany, OR on BEA Regional Price Parities (overall RPP 100.9 vs 102.1). A $100,000 salary in Albany buys about the same as $98,815 in Tampa-St. Petersburg-Clearwater; the largest component gap is rents.
- Overall RPP 102.1 (Albany) vs 100.9 (Tampa-St. Petersburg-Clearwater)
- $100k in Albany ≈ $98,815 purchasing power in Tampa-St. Petersburg-Clearwater
- Rents drives the gap (+24.8 RPP points)
RPP parity plate
Pair OR:FL 102.1→100.9
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-ABOVE · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE OR × FL
- SPLIT-BUDGET Split budget
- BOTH-ABOVE Both above 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Albany
102.1
Cost Index
Tampa-St. Petersburg-Clearwater
100.9
Cost Index
What This Comparison Actually Tells You
Albany, OR and Tampa-St. Petersburg-Clearwater, FL are a photo finish on overall price level, only 1.2 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Rents creates the largest separation: Tampa-St. Petersburg-Clearwater is 24.8 points higher. But rents move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros exceed the U.S. benchmark of 100. The choice is between two national premiums, so local wages need to clear the higher baseline in either market.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Albany corresponds to $98,815 in Tampa-St. Petersburg-Clearwater.
Category Breakdown
Goods
- Albany
- 105.3
Diff -9.8 RPP
Services
- Albany
- 104.8
Diff -16.3 RPP
Rents
- Albany
- 101.1
Diff +24.8 RPP
| Category | Albany | Tampa-St. Petersburg-Clearwater | Difference |
|---|---|---|---|
| Overall | 102.1 | 100.9 | -1.2 |
| Goods | 105.3 | 95.5 | -9.8 |
| Services | 104.8 | 88.5 | -16.3 |
| Rents | 101.1 | 125.8 | +24.8 |
Visual Comparison
Overall
Albany 102.1
Tampa-St. Petersburg-Clearwater 100.9
Goods
Albany 105.3
Tampa-St. Petersburg-Clearwater 95.5
Services
Albany 104.8
Tampa-St. Petersburg-Clearwater 88.5
Rents
Albany 101.1
Tampa-St. Petersburg-Clearwater 125.8
Vertical line = national average (100)
Salary Equivalents
What a salary in Albany would need to be in Tampa-St. Petersburg-Clearwater for the same purchasing power:
| In Albany | In Tampa-St. Petersburg-Clearwater | Difference |
|---|---|---|
| $50,000 | $49,407 | $-593 |
| $75,000 | $74,111 | $-889 |
| $100,000 | $98,815 | $-1,185 |
| $150,000 | $148,222 | $-1,778 |
$ in Albany = in Tampa-St. Petersburg-Clearwater
Same BEA Regional Price Parity ratio as the table above (102.1 → 100.9), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Tampa-St. Petersburg-Clearwater more expensive than Albany?
Tampa-St. Petersburg-Clearwater is 1.2% less expensive than Albany. The overall cost index is 100.9 vs 102.1 (national average = 100).
What salary in Tampa-St. Petersburg-Clearwater equals $100K in Albany?
A $100,000 salary in Albany has the same purchasing power as $98,815 in Tampa-St. Petersburg-Clearwater. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Albany and Tampa-St. Petersburg-Clearwater?
Rents in Albany are indexed at 101.1 while Tampa-St. Petersburg-Clearwater is at 125.8 (national average = 100). Tampa-St. Petersburg-Clearwater has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.